# io.github.codespar/mcp-epayco (npm · @codespar/mcp-epayco)

MCP server for ePayco — Colombian gateway: cards, PSE, Daviplata and cash networks

- Trust score: 68/100 (medium)
- Change this week: +23
- Registry status: active
- Liveness: live
- Owner verified: no
- Last scored: 2026-08-06

## Components

- npm · `@codespar/mcp-epayco`: 68/100 (this document), [markdown](https://verifymcp.io/servers/codespar-mcp-epayco/codespar-mcp-epayco.md), [page](https://verifymcp.io/servers/codespar-mcp-epayco/codespar-mcp-epayco)

## Channel facts

- Registry: `npm`
- Package: `@codespar/mcp-epayco`
- Version: `0.1.0`
- Transport: `stdio`

## Trust breakdown

How this component scores in each security and reliability category. Every signal is checked automatically from public evidence about the published package, including repeated runs of it in an isolated sandbox, and we only credit what we can confirm. Scores are 0–100 per category. Scoring method: https://verifymcp.io/docs/scoring (what has changed: https://verifymcp.io/docs/scoring/changelog)

Scored 2026-08-06.

- **Supply Chain Security**: 86/100
  - No malware found by supply-chain analysis.
  - Known CVEs were checked across the 94 of 98 dependencies we could resolve, so this covers what we could see, not the whole tree.
  - No install/post-install scripts declared.
  - Dependency health was assessed across the 94 of 98 dependencies we could resolve, so this covers what we could see, not the whole tree.
- **Provenance & Transparency**: 45/100
  - Source repository is publicly reachable at the declared URL.
  - Provenance check failed: no build-provenance attestation is published.
  - Clear OSI-approved license (MIT).
  - Actively maintained (last published 33 days ago).
  - Disclosure check failed: no security disclosure policy was found in the source repository.
- **Schema Quality & AI Usability**: 63/100
  - AI-judged instruction clarity (good).
  - Context-footprint check failed: tool/resource definitions use about 1167 tokens (~145/item across 8 items; 8 tools + 0 resources), over budget; trim descriptions and params.
  - Usage-examples check failed: none of the tools include examples.
- **Stability & Change Management**: 37/100
  - Stability observed for 11 of 30 days with no destabilising changes; credit accrues until the full window elapses.
- **Tool Coverage**: 100/100
  - 100% of tools have a non-trivial description (not blank, and not just the tool's name).
  - 100% of tool parameters carry a description.
- **Capabilities**: 100/100
  - Implements a supported MCP spec version (2025-11-25); the latest is 2026-07-28.

## Install

### Claude

```bash
claude mcp add codespar-mcp-epayco -- npx -y @codespar/mcp-epayco
```

### Codex

```bash
codex mcp add codespar-mcp-epayco -- npx -y @codespar/mcp-epayco
```

### opencode

```json
{
  "$schema": "https://opencode.ai/config.json",
  "mcp": {
    "codespar-mcp-epayco": {
      "type": "local",
      "command": [
        "npx",
        "-y",
        "@codespar/mcp-epayco"
      ],
      "enabled": true
    }
  }
}
```

### OpenClaw

```bash
openclaw mcp add codespar-mcp-epayco --command npx --arg -y --arg @codespar/mcp-epayco
```

### Hermes

```yaml
mcp_servers:
  codespar-mcp-epayco:
    command: "npx"
    args: ["-y", "@codespar/mcp-epayco"]
```

### Other

```json
{
  "mcpServers": {
    "codespar-mcp-epayco": {
      "command": "npx",
      "args": [
        "-y",
        "@codespar/mcp-epayco"
      ]
    }
  }
}
```

## Changelog

Every change recorded for this component, newest first. Days that predate change tracking, or that we cannot explain, say so: "we were watching and nothing happened" and "we were not watching" are different claims.

### 2026-08-06 (score 68, +1)

No change was recorded against any check on this day. Stability & Change Management went from 33 to 37. That category is still filling its 30-day observation window: 10 days of observed history at the previous scan, 11 at this one. The score rises as the window fills, whether or not the server changes.

### 2026-08-05 (score 67, +1)

- [security improvement] CVE-2026-69207 no longer affects this package
- [security improvement] Known CVEs: fail → partial

### 2026-08-04 (score 66, +4)

- [security regression] CVE-2026-69207 affects this package: medium
- [security regression] Known CVEs: partial → fail
- [functional improvement] Stability: unverified → 0.30

### 2026-08-02 (score 62, +27)

- [security regression] Provenance: unverified → fail
- [security improvement] Known CVEs: unverified → partial
- [security improvement] Install scripts: unverified → pass
- [security] Stability: Stability not yet verified: not enough scan history yet (needs a 30-day window).
- [functional improvement] License: unverified → pass
- [functional improvement] Dependency health: unverified → partial
- [functional improvement] Maintenance: unverified → pass
- [functional improvement] Schema quality: unverified → good
- [functional improvement] MCP protocol: unverified → pass
- [functional] Licence: MIT

### 2026-08-01 (score 35, −1)

- [functional] We updated how we score, so this day's move reflects our rubric, not a change to the server

### 2026-07-31 (score 36, −9)

- [security regression] Provenance: unverified → fail
- [security regression] Malware scan: pass → unverified
- [security improvement] Install scripts: unverified → pass
- [functional improvement] Maintenance: unverified → pass
- [functional improvement] License: unverified → pass
- [functional] Licence: MIT

### 2026-07-27 (score 45)

First indexed and scored.

## MCP tools (8)

### `tokenize_card` (~102 tokens)

Create a one-time card token (POST /v1/tokens on api.secure.payco.co). The token is then bound to a customer via create_customer and charged via charge_card.

Input parameters:

- `card_number` (string, required): Card PAN
- `cvc` (string, required): Card CVC
- `exp_month` (string, required): Expiry month, e.g. 09
- `exp_year` (string, required): Expiry year, e.g. 2027

### `create_customer` (~105 tokens)

Create an ePayco customer bound to a card token (POST /payment/v1/customer/create). Returns customer_id used by charge_card.

Input parameters:

- `default` (boolean): Set this card as the customer default (default true)
- `email` (string, required): Customer email
- `last_name` (string): Customer last name
- `name` (string, required): Customer first name
- `phone` (string): Customer phone
- `token_card` (string, required): Card token from tokenize_card

### `charge_card` (~219 tokens)

Charge a tokenized card (POST /payment/v1/charge/create). Amounts in COP unless currency says otherwise. Test mode is controlled by EPAYCO_TEST.

Input parameters:

- `bill` (string, required): Merchant invoice/order reference
- `currency` (string): Currency code (default COP)
- `customer_id` (string, required): Customer id from create_customer
- `description` (string): Charge description
- `doc_number` (string, required): Payer document number
- `doc_type` (string, required): Payer document type: CC, CE, NIT, ...
- `dues` (string): Installments (default "1")
- `email` (string, required): Payer email
- `last_name` (string): Payer last name
- `name` (string, required): Payer first name
- `tax` (string): Tax portion (default "0")
- `tax_base` (string): Taxable base (default value)
- `token_card` (string, required): Card token
- `value` (string, required): Amount (string, e.g. "116000")

### `get_transaction` (~61 tokens)

Get transaction detail by referencePayco (GET https://secure.epayco.co/validation/v1/reference/{ref}). Works for card, PSE and cash payments.

Input parameters:

- `reference_payco` (string, required): The referencePayco returned when the payment was created

### `create_pse_payment` (~272 tokens)

Create a PSE bank-debit payment (POST /restpagos/pagos/debitos.json on secure.payco.co). Returns a bank redirect URL the payer must open to authorize the debit.

Input parameters:

- `bank` (string, required): PSE bank code from list_pse_banks
- `cell_phone` (string, required): Payer mobile phone
- `currency` (string): Currency (default COP)
- `description` (string, required): Payment description
- `doc_number` (string, required): Payer document number
- `doc_type` (string, required): Payer document type: CC, CE, NIT, ...
- `email` (string, required): Payer email
- `invoice` (string, required): Merchant invoice/order reference
- `ip` (string, required): Payer IP address (PSE requirement)
- `last_name` (string): Payer last name
- `name` (string, required): Payer first name
- `tax` (string): Tax portion (default "0")
- `tax_base` (string): Taxable base
- `type_person` (string): 0 = natural person, 1 = company
- `url_confirmation` (string): Server-to-server confirmation webhook URL
- `url_response` (string): URL the payer returns to after the bank flow
- `value` (string, required): Amount (string)

### `get_pse_transaction` (~56 tokens)

Get a PSE transaction's status by transaction id (GET /restpagos/pse/transactioninfo.json on secure.payco.co).

Input parameters:

- `transaction_id` (string, required): PSE transactionID returned by create_pse_payment

### `list_pse_banks` (~36 tokens)

List PSE banks available for bank debit (GET /restpagos/pse/bancos.json on secure.payco.co).

### `create_cash_payment` (~249 tokens)

Create a cash payment voucher on a Colombian cash network (POST /restpagos/v2/efectivo/{network} on secure.payco.co). The payer takes the voucher code to a physical point to pay.

Input parameters:

- `cell_phone` (string, required): Payer mobile phone
- `currency` (string): Currency (default COP)
- `description` (string, required): Payment description
- `doc_number` (string, required): Payer document number
- `doc_type` (string, required): Payer document type
- `email` (string, required): Payer email
- `end_date` (string, required): Voucher expiry date, YYYY-MM-DD
- `invoice` (string, required): Merchant invoice/order reference
- `ip` (string, required): Payer IP address
- `last_name` (string): Payer last name
- `name` (string, required): Payer first name
- `network` (string, required): Cash network
- `tax` (string): Tax portion (default "0")
- `tax_base` (string): Taxable base
- `url_confirmation` (string): Server-to-server confirmation webhook URL
- `url_response` (string): URL the payer returns to
- `value` (string, required): Amount (string)

## Diagnostics

Captured diagnostic sections: Provenance, Dependencies. The full working is on the page: https://verifymcp.io/servers/codespar-mcp-epayco/codespar-mcp-epayco#diagnostics

## Score history

- 2026-08-06: 68
- 2026-08-05: 67
- 2026-08-04: 66
- 2026-08-03: 62
- 2026-08-02: 62
- 2026-08-01: 35
- 2026-07-31: 36
- 2026-07-29: 45
- 2026-07-28: 45
- 2026-07-27: 45

## Links

- npm package: https://www.npmjs.com/package/@codespar/mcp-epayco
- Socket report: https://socket.dev/npm/package/@codespar/mcp-epayco
- Repository: https://github.com/codespar/mcp-dev-latam
- Changelog RSS feed: https://verifymcp.io/servers/codespar-mcp-epayco/codespar-mcp-epayco.xml
- Changelog JSON feed: https://verifymcp.io/servers/codespar-mcp-epayco/codespar-mcp-epayco.json
- HTML version of this page: https://verifymcp.io/servers/codespar-mcp-epayco/codespar-mcp-epayco