# IVFcost.co: US IVF prices, coverage and grants (remote · ivfcost.co)

IVF prices US clinics post, cited cost estimates, state IVF insurance laws, grants open now.

- Trust score: 77/100 (medium)
- Registry status: active
- Liveness: live
- Owner verified: no
- Last scored: 2026-11-05

## Components

- remote · `ivfcost.co`: 77/100 (this document), [markdown](https://verifymcp.io/servers/co-ivfcost-ivf-cost-data/api-mcp.md), [page](https://verifymcp.io/servers/co-ivfcost-ivf-cost-data/api-mcp)

## Channel facts

- Endpoint: `https://ivfcost.co/api/mcp`
- Transports: `streamable-http`
- Auth: `none`
- Version: `1.0.0`

## Trust breakdown

How this component scores in each security and reliability category. Every signal is checked automatically against the live server, and we only credit what we can confirm. Scores are 0–100 per category. Scoring method: https://verifymcp.io/docs/scoring (what has changed: https://verifymcp.io/docs/scoring/changelog)

Scored 2026-11-05.

- **Endpoint Security**: 80/100
  - The endpoint's TLS certificate is valid, in date, and uses a strong key.
  - No authorisation is required to call this server. Every tool declares its destructiveHint and none is destructive, so open access doesn't expose one.
  - HTTPS is enforced; there's no plaintext access path.
  - The HSTS (Strict-Transport-Security) header is present.
  - DNSSEC check failed: this domain isn't protected by DNSSEC.
- **Transport & Reachability**: 100/100
  - Verified streamable-http transport via a live MCP handshake.
- **Schema Quality & AI Usability**: 77/100
  - AI-judged instruction clarity (excellent).
  - Tool/resource definitions use about 592 tokens (~118/item across 5 items; 5 tools + 0 resources), lean.
  - Usage-examples check failed: none of the tools include examples.
- **Stability & Change Management**: 20/100
  - Stability observed for 6 of 30 days with no destabilising changes; credit accrues until the full window elapses.
- **Tool Coverage**: 100/100
  - 100% of tools have a non-trivial description (not blank, and not just the tool's name).
  - 100% of tool parameters carry a description.
- **Tool Safety**: 100/100
  - No prompt-injection markers were found in the server instructions, tool names or descriptions we captured.
  - We read all 5 captured tool definition(s), and no name or description among them implies an irreversible operation.
  - An AI judge read all 6 captured unit(s) of tool text and found none that tries to manipulate the model reading it.
- **Capabilities**: 100/100
  - Implements a supported MCP spec version (2025-11-25); the latest is 2026-07-28.

## Install

### How do I install the IVFcost.co: US IVF prices, coverage and grants MCP server?

IVFcost.co: US IVF prices, coverage and grants is a hosted endpoint at https://ivfcost.co/api/mcp, so there is nothing to install locally. Ready-made configuration for Claude, Cursor, VS Code, Codex and 5 more is on this page, copied from each client's own documentation.

### Claude

```bash
claude mcp add --transport http co-ivfcost-ivf-cost-data 'https://ivfcost.co/api/mcp'
```

### Cursor

```json
{
  "mcpServers": {
    "co-ivfcost-ivf-cost-data": {
      "url": "https://ivfcost.co/api/mcp"
    }
  }
}
```

### VS Code

```json
{
  "servers": {
    "co-ivfcost-ivf-cost-data": {
      "type": "http",
      "url": "https://ivfcost.co/api/mcp"
    }
  }
}
```

### Codex

```toml
[mcp_servers.co-ivfcost-ivf-cost-data]
url = "https://ivfcost.co/api/mcp"
```

### opencode

```json
{
  "$schema": "https://opencode.ai/config.json",
  "mcp": {
    "co-ivfcost-ivf-cost-data": {
      "type": "remote",
      "url": "https://ivfcost.co/api/mcp",
      "enabled": true
    }
  }
}
```

### OpenClaw

```bash
openclaw mcp add co-ivfcost-ivf-cost-data --url 'https://ivfcost.co/api/mcp' --transport streamable-http
```

### Hermes

```yaml
mcp_servers:
  co-ivfcost-ivf-cost-data:
    url: "https://ivfcost.co/api/mcp"
```

### Netclaw

```json
{
  "McpServers": {
    "co-ivfcost-ivf-cost-data": {
      "Transport": "http",
      "Url": "https://ivfcost.co/api/mcp"
    }
  }
}
```

### Vellum

```bash
assistant mcp add co-ivfcost-ivf-cost-data -t streamable-http -u 'https://ivfcost.co/api/mcp'
```

### Other

```json
{
  "mcpServers": {
    "co-ivfcost-ivf-cost-data": {
      "type": "http",
      "url": "https://ivfcost.co/api/mcp"
    }
  }
}
```

The mcpServers block is a cross-client convention. Remote transports vary, so check your client's docs.

## Changelog

Every change recorded for this component, newest first. Days that predate change tracking, or that we cannot explain, say so: "we were watching and nothing happened" and "we were not watching" are different claims.

### 2026-11-05 (score 77, +1)

No change was recorded against any check on this day. Stability & Change Management went from 17 to 20. That category is still filling its 30-day observation window: 5 days of observed history at the previous scan, 6 at this one. The score rises as the window fills, whether or not the server changes.

### 2026-11-03 (score 76, +1)

No change was recorded against any check on this day. Stability & Change Management went from 10 to 13. That category is still filling its 30-day observation window: 3 days of observed history at the previous scan, 4 at this one. The score rises as the window fills, whether or not the server changes.

### 2026-11-01 (score 75, +1)

No change was recorded against any check on this day. Stability & Change Management went from 3 to 7. That category is still filling its 30-day observation window: 1 days of observed history at the previous scan, 2 at this one. The score rises as the window fills, whether or not the server changes.

### 2026-10-31 (score 74, 0)

- [functional improvement] Stability: unverified → 0.03

### 2026-10-30 (score 74)

First indexed and scored.

## MCP tools (5)

### `find_ivf_clinic_prices` (~128 tokens)

IVF prices US clinics post

The self-pay IVF cycle prices that US fertility clinics post on their own websites, for one state (optionally one city), with what each price includes, the clinic's own page as the source, and the date it was read. Clinics are listed by name, not ranked. Many clinics post no price; the answer says how many do.

Input parameters:

- `city` (string): Optional city to narrow the list (for example Houston).
- `state` (string, required): A US state: its two-letter code (TX) or its name (Texas). DC counts as a state here.

### `estimate_ivf_cost` (~119 tokens)

Estimate what IVF costs in the US

A US IVF cost estimate built only from cited line items (the base cycle, medications, anesthesia, embryo freezing, a frozen transfer, genetic testing and other add-ons), with a low, typical and high figure per cycle and for several cycles, and the source of each line.

Input parameters:

- `cycles` (integer): How many egg retrieval cycles to plan for (default 1).
- `include` (array): Optional line items to count beside the base cycle. Leave out for the usual set (medications, anesthesia, freezing and a frozen transfer).

### `ivf_insurance_rules` (~86 tokens)

Does insurance have to cover IVF in a state

Whether a US state's law requires health plans to cover IVF, infertility treatment or fertility preservation, what the law requires as RESOLVE summarizes it, the statute, and which plans a state law cannot reach (self-funded employer plans).

Input parameters:

- `state` (string, required): A US state: its two-letter code (TX) or its name (Texas). DC counts as a state here.

### `ivf_grants_open_now` (~86 tokens)

IVF grants taking applications now

US IVF and fertility grant programs that take applications today, open year-round, or open soon, each with its award, application fee, who can apply and its current window and deadline as the program posts it. Optionally only grants open to residents of one state.

Input parameters:

- `state` (string): Optional: only grants open to residents of this state (code or name).

### `employer_ivf_coverage` (~85 tokens)

Does an employer cover IVF

Whether a US employer's own benefit documents say it covers IVF or fertility treatment, with the dollar or cycle limit, who runs the benefit, and a verbatim quote and link to the document. Covers the large employers IVFcost.co has read; says so when an employer publishes nothing.

Input parameters:

- `employer` (string, required): The employer's name, for example Walmart or Google.

## Diagnostics

Captured diagnostic sections: TLS, DNSSEC, Authorisation, Transports. The full working is on the page: https://verifymcp.io/servers/co-ivfcost-ivf-cost-data/api-mcp#diagnostics

## Score history

- 2026-11-05: 77
- 2026-11-04: 76
- 2026-11-03: 76
- 2026-11-02: 75
- 2026-11-01: 75
- 2026-10-31: 74
- 2026-10-30: 74

## Common questions

### What is the IVFcost.co: US IVF prices, coverage and grants MCP server?

IVFcost.co: US IVF prices, coverage and grants is an MCP server listed in the public MCP registry as co.ivfcost/ivf-cost-data. IVF prices US clinics post, cited cost estimates, state IVF insurance laws, grants open now. This page covers its hosted endpoint (https://ivfcost.co/api/mcp).

### Is the IVFcost.co: US IVF prices, coverage and grants MCP server safe to use?

IVFcost.co: US IVF prices, coverage and grants scores 77 out of 100 on VerifyMCP. That is a record of what we were able to check automatically, not an endorsement. The category breakdown on this page shows every signal behind the number, including the ones we could not confirm.

### What tools does the IVFcost.co: US IVF prices, coverage and grants MCP server expose?

IVFcost.co: US IVF prices, coverage and grants exposes 5 tools: find_ivf_clinic_prices, estimate_ivf_cost, ivf_insurance_rules, ivf_grants_open_now, employer_ivf_coverage. Their descriptions and schemas cost roughly 504 tokens of context every time the server is loaded.

### Does the IVFcost.co: US IVF prices, coverage and grants MCP server require authentication?

No. We connected to IVFcost.co: US IVF prices, coverage and grants without credentials and it answered, so anything it exposes is reachable by anyone who knows the address.

### Is the IVFcost.co: US IVF prices, coverage and grants MCP server still maintained?

IVFcost.co: US IVF prices, coverage and grants is still listed as active in the MCP registry. We last reached this channel on 5 November 2026. Those dates come from our own scans of the registry and the channel itself, not from anything the publisher announced.

## Links

- Remote endpoint: https://ivfcost.co/api/mcp
- Website: https://ivfcost.co/mcp-server
- Changelog RSS feed: https://verifymcp.io/servers/co-ivfcost-ivf-cost-data/api-mcp.xml
- Changelog JSON feed: https://verifymcp.io/servers/co-ivfcost-ivf-cost-data/api-mcp.json
- HTML version of this page: https://verifymcp.io/servers/co-ivfcost-ivf-cost-data/api-mcp