{
  "$schema": "https://verifymcp.io/schemas/changelog.json",
  "server": "ca-creditgps-canadian-credit",
  "component": "mcp",
  "generated_at": "2026-09-20T18:39:27.003Z",
  "tracking_since": "2026-08-24",
  "counts": {
    "critical": 0,
    "security": 19,
    "functional": 0,
    "cosmetic": 0
  },
  "events": [
    {
      "id": "chg_01a0803f-edd3-7bb6-999b-70f25988adc0",
      "kind": "check.verdict",
      "family": "stability",
      "subject_kind": "check",
      "subject": "stability",
      "subject_child": "",
      "from_code": "stability.building_history",
      "to_code": "stability.churn",
      "from_value": "0.47",
      "to_value": "fail",
      "materiality": "security",
      "direction": "regression",
      "score_delta": null,
      "detail": {
        "days": "15",
        "added": "14",
        "breaks": "0",
        "removed": "14",
        "auth_transport": "0"
      },
      "occurred_on": "2026-09-08",
      "occurred_at": "2026-09-08 09:01:07.876925+00",
      "observed_since": "2026-09-07",
      "source": "scan",
      "summary": "Stability (0.47 → fail)",
      "link": "https://verifymcp.io/servers/ca-creditgps-canadian-credit/mcp#chg-chg_01a0803f-edd3-7bb6-999b-70f25988adc0"
    },
    {
      "id": "chg_01a0803f-edd7-7502-8a83-e7d509bb7a94",
      "kind": "tool.removed",
      "family": "",
      "subject_kind": "tool",
      "subject": "about_credit_gps",
      "subject_child": "",
      "from_code": null,
      "to_code": null,
      "from_value": null,
      "to_value": null,
      "materiality": "security",
      "direction": "regression",
      "score_delta": null,
      "detail": {
        "tool": "about_credit_gps"
      },
      "occurred_on": "2026-09-08",
      "occurred_at": "2026-09-08 09:01:07.876925+00",
      "observed_since": "2026-09-07",
      "source": "scan",
      "summary": "Tool “about_credit_gps” was removed",
      "link": "https://verifymcp.io/servers/ca-creditgps-canadian-credit/mcp#chg-chg_01a0803f-edd7-7502-8a83-e7d509bb7a94"
    },
    {
      "id": "chg_01a0803f-edd7-7bf1-9aed-ed869dc4a1e2",
      "kind": "tool.removed",
      "family": "",
      "subject_kind": "tool",
      "subject": "canadian_credit_mechanics",
      "subject_child": "",
      "from_code": null,
      "to_code": null,
      "from_value": null,
      "to_value": null,
      "materiality": "security",
      "direction": "regression",
      "score_delta": null,
      "detail": {
        "tool": "canadian_credit_mechanics"
      },
      "occurred_on": "2026-09-08",
      "occurred_at": "2026-09-08 09:01:07.876925+00",
      "observed_since": "2026-09-07",
      "source": "scan",
      "summary": "Tool “canadian_credit_mechanics” was removed",
      "link": "https://verifymcp.io/servers/ca-creditgps-canadian-credit/mcp#chg-chg_01a0803f-edd7-7bf1-9aed-ed869dc4a1e2"
    },
    {
      "id": "chg_01a0803f-edd8-7ad2-afaf-66b72a3fc1ef",
      "kind": "tool.removed",
      "family": "",
      "subject_kind": "tool",
      "subject": "close_card_impact",
      "subject_child": "",
      "from_code": null,
      "to_code": null,
      "from_value": null,
      "to_value": null,
      "materiality": "security",
      "direction": "regression",
      "score_delta": null,
      "detail": {
        "tool": "close_card_impact"
      },
      "occurred_on": "2026-09-08",
      "occurred_at": "2026-09-08 09:01:07.876925+00",
      "observed_since": "2026-09-07",
      "source": "scan",
      "summary": "Tool “close_card_impact” was removed",
      "link": "https://verifymcp.io/servers/ca-creditgps-canadian-credit/mcp#chg-chg_01a0803f-edd8-7ad2-afaf-66b72a3fc1ef"
    },
    {
      "id": "chg_01a0803f-edd9-7a36-8892-d32eebcb93ef",
      "kind": "tool.removed",
      "family": "",
      "subject_kind": "tool",
      "subject": "credit_plan",
      "subject_child": "",
      "from_code": null,
      "to_code": null,
      "from_value": null,
      "to_value": null,
      "materiality": "security",
      "direction": "regression",
      "score_delta": null,
      "detail": {
        "tool": "credit_plan"
      },
      "occurred_on": "2026-09-08",
      "occurred_at": "2026-09-08 09:01:07.876925+00",
      "observed_since": "2026-09-07",
      "source": "scan",
      "summary": "Tool “credit_plan” was removed",
      "link": "https://verifymcp.io/servers/ca-creditgps-canadian-credit/mcp#chg-chg_01a0803f-edd9-7a36-8892-d32eebcb93ef"
    },
    {
      "id": "chg_01a0803f-edda-78aa-8ee2-ef690fe8a260",
      "kind": "tool.removed",
      "family": "",
      "subject_kind": "tool",
      "subject": "credit_product_landscape",
      "subject_child": "",
      "from_code": null,
      "to_code": null,
      "from_value": null,
      "to_value": null,
      "materiality": "security",
      "direction": "regression",
      "score_delta": null,
      "detail": {
        "tool": "credit_product_landscape"
      },
      "occurred_on": "2026-09-08",
      "occurred_at": "2026-09-08 09:01:07.876925+00",
      "observed_since": "2026-09-07",
      "source": "scan",
      "summary": "Tool “credit_product_landscape” was removed",
      "link": "https://verifymcp.io/servers/ca-creditgps-canadian-credit/mcp#chg-chg_01a0803f-edda-78aa-8ee2-ef690fe8a260"
    },
    {
      "id": "chg_01a0803f-edda-7d7b-a4bf-e55173df39ea",
      "kind": "tool.description_changed",
      "family": "",
      "subject_kind": "tool",
      "subject": "find_statement_close_date",
      "subject_child": "",
      "from_code": null,
      "to_code": null,
      "from_value": null,
      "to_value": null,
      "materiality": "security",
      "direction": "neutral",
      "score_delta": null,
      "detail": {
        "tool": "find_statement_close_date"
      },
      "occurred_on": "2026-09-08",
      "occurred_at": "2026-09-08 09:01:07.876925+00",
      "observed_since": "2026-09-07",
      "source": "scan",
      "summary": "Tool “find_statement_close_date” rewrote its description, which is the text the model reads",
      "link": "https://verifymcp.io/servers/ca-creditgps-canadian-credit/mcp#chg-chg_01a0803f-edda-7d7b-a4bf-e55173df39ea"
    },
    {
      "id": "chg_01a0803f-eddb-7315-b75a-6305623c0d90",
      "kind": "tool.removed",
      "family": "",
      "subject_kind": "tool",
      "subject": "how_long_it_stays",
      "subject_child": "",
      "from_code": null,
      "to_code": null,
      "from_value": null,
      "to_value": null,
      "materiality": "security",
      "direction": "regression",
      "score_delta": null,
      "detail": {
        "tool": "how_long_it_stays"
      },
      "occurred_on": "2026-09-08",
      "occurred_at": "2026-09-08 09:01:07.876925+00",
      "observed_since": "2026-09-07",
      "source": "scan",
      "summary": "Tool “how_long_it_stays” was removed",
      "link": "https://verifymcp.io/servers/ca-creditgps-canadian-credit/mcp#chg-chg_01a0803f-eddb-7315-b75a-6305623c0d90"
    },
    {
      "id": "chg_01a0803f-eddc-788e-8528-d9289a7417fd",
      "kind": "tool.removed",
      "family": "",
      "subject_kind": "tool",
      "subject": "missed_payment_guide",
      "subject_child": "",
      "from_code": null,
      "to_code": null,
      "from_value": null,
      "to_value": null,
      "materiality": "security",
      "direction": "regression",
      "score_delta": null,
      "detail": {
        "tool": "missed_payment_guide"
      },
      "occurred_on": "2026-09-08",
      "occurred_at": "2026-09-08 09:01:07.876925+00",
      "observed_since": "2026-09-07",
      "source": "scan",
      "summary": "Tool “missed_payment_guide” was removed",
      "link": "https://verifymcp.io/servers/ca-creditgps-canadian-credit/mcp#chg-chg_01a0803f-eddc-788e-8528-d9289a7417fd"
    },
    {
      "id": "chg_01a0803f-eddc-7ee2-acba-fa6be232dac2",
      "kind": "tool.removed",
      "family": "",
      "subject_kind": "tool",
      "subject": "newcomer_credit_path",
      "subject_child": "",
      "from_code": null,
      "to_code": null,
      "from_value": null,
      "to_value": null,
      "materiality": "security",
      "direction": "regression",
      "score_delta": null,
      "detail": {
        "tool": "newcomer_credit_path"
      },
      "occurred_on": "2026-09-08",
      "occurred_at": "2026-09-08 09:01:07.876925+00",
      "observed_since": "2026-09-07",
      "source": "scan",
      "summary": "Tool “newcomer_credit_path” was removed",
      "link": "https://verifymcp.io/servers/ca-creditgps-canadian-credit/mcp#chg-chg_01a0803f-eddc-7ee2-acba-fa6be232dac2"
    },
    {
      "id": "chg_01a0803f-eddd-751a-bd83-e4584784e08b",
      "kind": "tool.removed",
      "family": "",
      "subject_kind": "tool",
      "subject": "next_move",
      "subject_child": "",
      "from_code": null,
      "to_code": null,
      "from_value": null,
      "to_value": null,
      "materiality": "security",
      "direction": "regression",
      "score_delta": null,
      "detail": {
        "tool": "next_move"
      },
      "occurred_on": "2026-09-08",
      "occurred_at": "2026-09-08 09:01:07.876925+00",
      "observed_since": "2026-09-07",
      "source": "scan",
      "summary": "Tool “next_move” was removed",
      "link": "https://verifymcp.io/servers/ca-creditgps-canadian-credit/mcp#chg-chg_01a0803f-eddd-751a-bd83-e4584784e08b"
    },
    {
      "id": "chg_01a0803f-eddf-7319-8395-817f8c89f97d",
      "kind": "tool.removed",
      "family": "",
      "subject_kind": "tool",
      "subject": "payoff_timeline",
      "subject_child": "",
      "from_code": null,
      "to_code": null,
      "from_value": null,
      "to_value": null,
      "materiality": "security",
      "direction": "regression",
      "score_delta": null,
      "detail": {
        "tool": "payoff_timeline"
      },
      "occurred_on": "2026-09-08",
      "occurred_at": "2026-09-08 09:01:07.876925+00",
      "observed_since": "2026-09-07",
      "source": "scan",
      "summary": "Tool “payoff_timeline” was removed",
      "link": "https://verifymcp.io/servers/ca-creditgps-canadian-credit/mcp#chg-chg_01a0803f-eddf-7319-8395-817f8c89f97d"
    },
    {
      "id": "chg_01a0803f-ede2-74b1-b874-6c28c37bac0f",
      "kind": "tool.removed",
      "family": "",
      "subject_kind": "tool",
      "subject": "purchase_impact",
      "subject_child": "",
      "from_code": null,
      "to_code": null,
      "from_value": null,
      "to_value": null,
      "materiality": "security",
      "direction": "regression",
      "score_delta": null,
      "detail": {
        "tool": "purchase_impact"
      },
      "occurred_on": "2026-09-08",
      "occurred_at": "2026-09-08 09:01:07.876925+00",
      "observed_since": "2026-09-07",
      "source": "scan",
      "summary": "Tool “purchase_impact” was removed",
      "link": "https://verifymcp.io/servers/ca-creditgps-canadian-credit/mcp#chg-chg_01a0803f-ede2-74b1-b874-6c28c37bac0f"
    },
    {
      "id": "chg_01a0803f-ede6-74ec-b466-c6989d3fa2d4",
      "kind": "tool.removed",
      "family": "",
      "subject_kind": "tool",
      "subject": "reported_snapshot",
      "subject_child": "",
      "from_code": null,
      "to_code": null,
      "from_value": null,
      "to_value": null,
      "materiality": "security",
      "direction": "regression",
      "score_delta": null,
      "detail": {
        "tool": "reported_snapshot"
      },
      "occurred_on": "2026-09-08",
      "occurred_at": "2026-09-08 09:01:07.876925+00",
      "observed_since": "2026-09-07",
      "source": "scan",
      "summary": "Tool “reported_snapshot” was removed",
      "link": "https://verifymcp.io/servers/ca-creditgps-canadian-credit/mcp#chg-chg_01a0803f-ede6-74ec-b466-c6989d3fa2d4"
    },
    {
      "id": "chg_01a0803f-ede6-7eed-8c90-96a58b55c5de",
      "kind": "tool.description_changed",
      "family": "",
      "subject_kind": "tool",
      "subject": "simulate_paydown",
      "subject_child": "",
      "from_code": null,
      "to_code": null,
      "from_value": null,
      "to_value": null,
      "materiality": "security",
      "direction": "neutral",
      "score_delta": null,
      "detail": {
        "tool": "simulate_paydown"
      },
      "occurred_on": "2026-09-08",
      "occurred_at": "2026-09-08 09:01:07.876925+00",
      "observed_since": "2026-09-07",
      "source": "scan",
      "summary": "Tool “simulate_paydown” rewrote its description, which is the text the model reads",
      "link": "https://verifymcp.io/servers/ca-creditgps-canadian-credit/mcp#chg-chg_01a0803f-ede6-7eed-8c90-96a58b55c5de"
    },
    {
      "id": "chg_01a0803f-ede9-78ac-bc8f-979d6024778e",
      "kind": "tool.removed",
      "family": "",
      "subject_kind": "tool",
      "subject": "statement_calendar",
      "subject_child": "",
      "from_code": null,
      "to_code": null,
      "from_value": null,
      "to_value": null,
      "materiality": "security",
      "direction": "regression",
      "score_delta": null,
      "detail": {
        "tool": "statement_calendar"
      },
      "occurred_on": "2026-09-08",
      "occurred_at": "2026-09-08 09:01:07.876925+00",
      "observed_since": "2026-09-07",
      "source": "scan",
      "summary": "Tool “statement_calendar” was removed",
      "link": "https://verifymcp.io/servers/ca-creditgps-canadian-credit/mcp#chg-chg_01a0803f-ede9-78ac-bc8f-979d6024778e"
    },
    {
      "id": "chg_01a0803f-ede9-7eb7-a69a-4671865f6591",
      "kind": "tool.removed",
      "family": "",
      "subject_kind": "tool",
      "subject": "when_issuers_report",
      "subject_child": "",
      "from_code": null,
      "to_code": null,
      "from_value": null,
      "to_value": null,
      "materiality": "security",
      "direction": "regression",
      "score_delta": null,
      "detail": {
        "tool": "when_issuers_report"
      },
      "occurred_on": "2026-09-08",
      "occurred_at": "2026-09-08 09:01:07.876925+00",
      "observed_since": "2026-09-07",
      "source": "scan",
      "summary": "Tool “when_issuers_report” was removed",
      "link": "https://verifymcp.io/servers/ca-creditgps-canadian-credit/mcp#chg-chg_01a0803f-ede9-7eb7-a69a-4671865f6591"
    },
    {
      "id": "chg_01a0803f-ee01-7231-9c2c-e7c2784ba5e2",
      "kind": "server.instructions_changed",
      "family": "",
      "subject_kind": "server",
      "subject": "instructions",
      "subject_child": "",
      "from_code": null,
      "to_code": null,
      "from_value": null,
      "to_value": null,
      "materiality": "security",
      "direction": "neutral",
      "score_delta": null,
      "detail": {},
      "occurred_on": "2026-09-08",
      "occurred_at": "2026-09-08 09:01:07.876925+00",
      "observed_since": "2026-09-07",
      "source": "scan",
      "summary": "The server rewrote its instructions, which are the text every model session reads",
      "link": "https://verifymcp.io/servers/ca-creditgps-canadian-credit/mcp#chg-chg_01a0803f-ee01-7231-9c2c-e7c2784ba5e2"
    },
    {
      "id": "chg_01a03826-b4b3-705d-888c-7f96d18ac97a",
      "kind": "check.reverified",
      "family": "auth-oauth",
      "subject_kind": "check",
      "subject": "auth-oauth",
      "subject_child": "",
      "from_code": "auth.none_undeclared",
      "to_code": "auth.none_no_destructive",
      "from_value": "unverified",
      "to_value": "partial",
      "materiality": "security",
      "direction": "improvement",
      "score_delta": null,
      "detail": {},
      "occurred_on": "2026-08-25",
      "occurred_at": "2026-08-25 09:00:55.694829+00",
      "observed_since": "2026-08-24",
      "source": "scan",
      "summary": "Authorization (unverified → partial)",
      "link": "https://verifymcp.io/servers/ca-creditgps-canadian-credit/mcp#chg-chg_01a03826-b4b3-705d-888c-7f96d18ac97a"
    }
  ],
  "days": [
    {
      "date": "2026-09-08",
      "total": 72,
      "delta": -7,
      "tracked": true,
      "explained": true,
      "beyond_event_horizon": false,
      "attribution": null,
      "event_count": 34
    },
    {
      "date": "2026-09-07",
      "total": 79,
      "delta": 1,
      "tracked": true,
      "explained": false,
      "beyond_event_horizon": false,
      "attribution": {
        "category": "Stability & Change Management",
        "from": 43,
        "to": 47,
        "delta": 4,
        "others": [],
        "accrual": {
          "code": "stability.building_history",
          "from_days": 13,
          "to_days": 14
        },
        "partial": false,
        "compared_to": "2026-09-06",
        "summary": "No change was recorded against any check on this day. Stability & Change Management went from 43 to 47. That category is still filling its 30-day observation window: 13 days of observed history at the previous scan, 14 at this one. The score rises as the window fills, whether or not the server changes."
      },
      "event_count": 0
    },
    {
      "date": "2026-09-05",
      "total": 78,
      "delta": 1,
      "tracked": true,
      "explained": false,
      "beyond_event_horizon": false,
      "attribution": {
        "category": "Stability & Change Management",
        "from": 37,
        "to": 40,
        "delta": 3,
        "others": [],
        "accrual": {
          "code": "stability.building_history",
          "from_days": 11,
          "to_days": 12
        },
        "partial": false,
        "compared_to": "2026-09-04",
        "summary": "No change was recorded against any check on this day. Stability & Change Management went from 37 to 40. That category is still filling its 30-day observation window: 11 days of observed history at the previous scan, 12 at this one. The score rises as the window fills, whether or not the server changes."
      },
      "event_count": 0
    },
    {
      "date": "2026-09-03",
      "total": 77,
      "delta": 1,
      "tracked": true,
      "explained": false,
      "beyond_event_horizon": false,
      "attribution": {
        "category": "Stability & Change Management",
        "from": 30,
        "to": 33,
        "delta": 3,
        "others": [],
        "accrual": {
          "code": "stability.building_history",
          "from_days": 9,
          "to_days": 10
        },
        "partial": false,
        "compared_to": "2026-09-02",
        "summary": "No change was recorded against any check on this day. Stability & Change Management went from 30 to 33. That category is still filling its 30-day observation window: 9 days of observed history at the previous scan, 10 at this one. The score rises as the window fills, whether or not the server changes."
      },
      "event_count": 0
    },
    {
      "date": "2026-09-01",
      "total": 76,
      "delta": 1,
      "tracked": true,
      "explained": false,
      "beyond_event_horizon": false,
      "attribution": {
        "category": "Stability & Change Management",
        "from": 23,
        "to": 27,
        "delta": 4,
        "others": [],
        "accrual": {
          "code": "stability.building_history",
          "from_days": 7,
          "to_days": 8
        },
        "partial": false,
        "compared_to": "2026-08-31",
        "summary": "No change was recorded against any check on this day. Stability & Change Management went from 23 to 27. That category is still filling its 30-day observation window: 7 days of observed history at the previous scan, 8 at this one. The score rises as the window fills, whether or not the server changes."
      },
      "event_count": 0
    },
    {
      "date": "2026-08-29",
      "total": 75,
      "delta": 1,
      "tracked": true,
      "explained": false,
      "beyond_event_horizon": false,
      "attribution": {
        "category": "Stability & Change Management",
        "from": 13,
        "to": 17,
        "delta": 4,
        "others": [],
        "accrual": {
          "code": "stability.building_history",
          "from_days": 4,
          "to_days": 5
        },
        "partial": false,
        "compared_to": "2026-08-28",
        "summary": "No change was recorded against any check on this day. Stability & Change Management went from 13 to 17. That category is still filling its 30-day observation window: 4 days of observed history at the previous scan, 5 at this one. The score rises as the window fills, whether or not the server changes."
      },
      "event_count": 0
    },
    {
      "date": "2026-08-27",
      "total": 74,
      "delta": 1,
      "tracked": true,
      "explained": false,
      "beyond_event_horizon": false,
      "attribution": {
        "category": "Stability & Change Management",
        "from": 7,
        "to": 10,
        "delta": 3,
        "others": [],
        "accrual": {
          "code": "stability.building_history",
          "from_days": 2,
          "to_days": 3
        },
        "partial": false,
        "compared_to": "2026-08-26",
        "summary": "No change was recorded against any check on this day. Stability & Change Management went from 7 to 10. That category is still filling its 30-day observation window: 2 days of observed history at the previous scan, 3 at this one. The score rises as the window fills, whether or not the server changes."
      },
      "event_count": 0
    },
    {
      "date": "2026-08-26",
      "total": 73,
      "delta": 2,
      "tracked": true,
      "explained": true,
      "beyond_event_horizon": false,
      "attribution": null,
      "event_count": 1
    }
  ]
}