# Canada Payroll — employer cost & take-home math (2026) (remote · canada-payroll.ca)

Verified 2026 Canadian payroll math: employer total cost, employee take-home, net-to-gross. Free.

- Trust score: 67/100 (medium)
- Change this week: +3
- Registry status: active
- Liveness: live
- Owner verified: no
- Last scored: 2026-08-03

## Components

- remote · `canada-payroll.ca`: 67/100 (this document), [markdown](https://verifymcp.io/servers/ca-canada-payroll-canada-payroll/canada-payroll.md), [page](https://verifymcp.io/servers/ca-canada-payroll-canada-payroll/canada-payroll)

## Channel facts

- Endpoint: `https://canada-payroll.ca/mcp`
- Transports: `streamable-http`
- Auth: `none`
- Version: `1.0.0`

## Trust breakdown

How this component scores in each security and reliability category. Every signal is checked automatically against the live server, and we only credit what we can confirm. Scores are 0–100 per category. Scoring method: https://verifymcp.io/docs/scoring (what has changed: https://verifymcp.io/docs/scoring/changelog)

Scored 2026-08-03.

- **Endpoint Security**: 57/100
  - The endpoint's TLS certificate is valid, in date, and uses a strong key.
  - Authorisation not fully verified: no authorisation is required to call this server, and 3 tool(s) never declared a destructiveHint. The MCP spec treats an absent hint as destructive by default, so we cannot call this surface safe.
  - HTTPS is enforced; there's no plaintext access path.
  - HSTS check failed: the Strict-Transport-Security header is absent.
  - DNSSEC check failed: this domain isn't protected by DNSSEC.
- **Transport & Reachability**: 100/100
  - Verified streamable-http transport via a live MCP handshake.
- **Schema Quality & AI Usability**: 75/100
  - AI-judged instruction clarity (excellent).
  - Context-footprint check failed: tool/resource definitions use about 437 tokens (~145/item across 3 items; 3 tools + 0 resources), over budget; trim descriptions and params.
  - Usage-examples check failed: none of the tools include examples.
- **Stability & Change Management**: 27/100
  - Stability observed for 8 of 30 days with no destabilising changes; credit accrues until the full window elapses.
- **Tool Coverage**: 100/100
  - 100% of tools have a non-trivial description (not blank, and not just the tool's name).
  - 100% of tool parameters carry a description.
- **Capabilities**: 100/100
  - Implements a supported MCP spec version (2025-11-25); the latest is 2026-07-28.

## Install

### Claude

```bash
claude mcp add --transport http ca-canada-payroll-canada-payroll https://canada-payroll.ca/mcp
```

### Codex

```toml
[mcp_servers.ca-canada-payroll-canada-payroll]
url = "https://canada-payroll.ca/mcp"
```

### opencode

```json
{
  "$schema": "https://opencode.ai/config.json",
  "mcp": {
    "ca-canada-payroll-canada-payroll": {
      "type": "remote",
      "url": "https://canada-payroll.ca/mcp",
      "enabled": true
    }
  }
}
```

### OpenClaw

```bash
openclaw mcp add ca-canada-payroll-canada-payroll --url https://canada-payroll.ca/mcp --transport streamable-http
```

### Hermes

```yaml
mcp_servers:
  ca-canada-payroll-canada-payroll:
    url: "https://canada-payroll.ca/mcp"
```

### Other

```json
{
  "mcpServers": {
    "ca-canada-payroll-canada-payroll": {
      "type": "http",
      "url": "https://canada-payroll.ca/mcp"
    }
  }
}
```

The mcpServers block is a cross-client convention. Remote transports vary, so check your client's docs.

## Changelog

Every change recorded for this component, newest first. Days that predate change tracking, or that we cannot explain, say so: "we were watching and nothing happened" and "we were not watching" are different claims.

### 2026-08-03 (score 67, +1)

No change was recorded against any check on this day. Stability & Change Management went from 23 to 27. That category is still filling its 30-day observation window: 7 days of observed history at the previous scan, 8 at this one. The score rises as the window fills, whether or not the server changes.

### 2026-08-01 (score 66, +1)

No change was recorded against any check on this day. Stability & Change Management went from 17 to 20. That category is still filling its 30-day observation window: 5 days of observed history at the previous scan, 6 at this one. The score rises as the window fills, whether or not the server changes.

### 2026-07-31 (score 65, −1)

- [functional] We updated how we score, so this day's move reflects our rubric, not a change to the server

### 2026-07-30 (score 66, +1)

- [functional] We updated how we score, so this day's move reflects our rubric, not a change to the server

### 2026-07-29 (score 65, +1)

No change was recorded against any check on this day. Stability & Change Management went from 7 to 10. That category is still filling its 30-day observation window: 2 days of observed history at the previous scan, 3 at this one. The score rises as the window fills, whether or not the server changes.

### 2026-07-27 (score 64, +1)

- [functional] We updated how we score, so this day's move reflects our rubric, not a change to the server

### 2026-07-26 (score 63)

First indexed and scored.

## MCP tools (3)

### `employer_total_cost` (~138 tokens)

What a Canadian employee REALLY costs the employer for 2026: gross salary plus mandatory employer-side contributions (CPP + CPP2 + EI at 1.4x; for Quebec: QPP + QPP2 + EI + QPIP + health services fund + labour-standards contribution), with the excluded items (workers' comp, EHT, vacation pay, benefits) disclosed, never silently omitted. Supported: all 13 Canadian provinces/territories. Annual planning figures.

Input parameters:

- `annual_salary` (number, required): Gross annual salary, CAD
- `province` (string, required): Two-letter province/territory code where the employee works

### `employee_take_home` (~132 tokens)

2026 take-home pay for a Canadian employee on regular salary: CPP/QPP (incl. second-ceiling CPP2/QPP2), EI (and QPIP for Quebec), federal and provincial income tax withheld, net pay per year and per pay period. Assumes a full-year employee with basic TD1 claims. Supported: all 13 Canadian provinces/territories.

Input parameters:

- `annual_salary` (number, required): Gross annual salary, CAD
- `pay_frequency` (string): Pay frequency for the per-period view (default biweekly)
- `province` (string, required): Two-letter province/territory code

### `net_to_gross_salary` (~167 tokens)

Invert payroll for 2026: start from the take-home pay you agreed with the employee ("$800/week in their pocket") and get the gross salary that delivers it, the employer's true total cost, and the per-period source-deduction remittances (CRA; split CRA vs Revenu Québec for Quebec). Built for household employers (nanny payroll) who agree on take-home pay; CRA's PDOC computes gross→net and does not cover Quebec. Supported provinces: ON, AB, BC, MB, NS, QC.

Input parameters:

- `pay_frequency` (string, required): How often that net amount is paid
- `province` (string, required): Two-letter province code
- `target_net_pay` (number, required): The agreed take-home amount per pay period, CAD

## Diagnostics

Captured diagnostic sections: TLS, DNSSEC, Authorisation, Transports. The full working is on the page: https://verifymcp.io/servers/ca-canada-payroll-canada-payroll/canada-payroll#diagnostics

## Score history

- 2026-08-03: 67
- 2026-08-02: 66
- 2026-08-01: 66
- 2026-07-31: 65
- 2026-07-30: 66
- 2026-07-29: 65
- 2026-07-28: 64
- 2026-07-27: 64
- 2026-07-26: 63

## Links

- Remote endpoint: https://canada-payroll.ca/mcp
- Website: https://canada-payroll.ca/
- Changelog RSS feed: https://verifymcp.io/servers/ca-canada-payroll-canada-payroll/canada-payroll/changelog.xml
- Changelog JSON feed: https://verifymcp.io/servers/ca-canada-payroll-canada-payroll/canada-payroll/changelog.json
- HTML version of this page: https://verifymcp.io/servers/ca-canada-payroll-canada-payroll/canada-payroll