# Krankenkasse Copilot (remote · krankenkasse-copilot.vercel.app)

Swiss health insurance 2027: rank every insurer, model and deductible with official BAG data.

- Trust score: 81/100 (high trust)
- Change this week: +3
- Registry status: active
- Liveness: live
- Owner verified: no
- Last scored: 2026-11-05

## Components

- remote · `krankenkasse-copilot.vercel.app`: 81/100 (this document), [markdown](https://verifymcp.io/servers/app-vercel-krankenkasse-copilot-krankenkasse-copilot/api-mcp.md), [page](https://verifymcp.io/servers/app-vercel-krankenkasse-copilot-krankenkasse-copilot/api-mcp)

## Channel facts

- Endpoint: `https://krankenkasse-copilot.vercel.app/api/mcp`
- Transports: `streamable-http`
- Auth: `none`
- Version: `1.0.0`

## Trust breakdown

How this component scores in each security and reliability category. Every signal is checked automatically against the live server, and we only credit what we can confirm. Scores are 0–100 per category. Scoring method: https://verifymcp.io/docs/scoring (what has changed: https://verifymcp.io/docs/scoring/changelog)

Scored 2026-11-05.

- **Endpoint Security**: 80/100
  - The endpoint's TLS certificate is valid, in date, and uses a strong key.
  - No authorisation is required to call this server. Every tool declares its destructiveHint and none is destructive, so open access doesn't expose one.
  - HTTPS is enforced; there's no plaintext access path.
  - The HSTS (Strict-Transport-Security) header is present.
  - DNSSEC check failed: this domain isn't protected by DNSSEC.
- **Transport & Reachability**: 100/100
  - Verified streamable-http transport via a live MCP handshake.
- **Schema Quality & AI Usability**: 64/100
  - AI-judged instruction clarity (good).
  - Context-footprint check failed: tool/resource definitions use about 773 tokens (~193/item across 4 items; 4 tools + 0 resources), over budget; trim descriptions and params.
  - Usage-examples check failed: none of the tools include examples.
- **Stability & Change Management**: 87/100
  - Stability observed for 26 of 30 days with no destabilising changes; credit accrues until the full window elapses.
- **Tool Coverage**: 92/100
  - 100% of tools have a non-trivial description (not blank, and not just the tool's name).
  - 76% of tool parameters carry a description.
- **Tool Safety**: 100/100
  - No prompt-injection markers were found in the server instructions, tool names or descriptions we captured.
  - We read all 4 captured tool definition(s), and no name or description among them implies an irreversible operation.
  - An AI judge read all 5 captured unit(s) of tool text and found none that tries to manipulate the model reading it.
- **Capabilities**: 60/100
  - Spec-recency check failed: implements MCP spec 2025-06-18; the latest is 2026-07-28.

## Install

### How do I install the Krankenkasse Copilot MCP server?

Krankenkasse Copilot is a hosted endpoint at https://krankenkasse-copilot.vercel.app/api/mcp, so there is nothing to install locally. Ready-made configuration for Claude, Cursor, VS Code, Codex and 5 more is on this page, copied from each client's own documentation.

### Claude

```bash
claude mcp add --transport http app-vercel-krankenkasse-copilot-krankenkasse-cop 'https://krankenkasse-copilot.vercel.app/api/mcp'
```

### Cursor

```json
{
  "mcpServers": {
    "app-vercel-krankenkasse-copilot-krankenkasse-cop": {
      "url": "https://krankenkasse-copilot.vercel.app/api/mcp"
    }
  }
}
```

### VS Code

```json
{
  "servers": {
    "app-vercel-krankenkasse-copilot-krankenkasse-cop": {
      "type": "http",
      "url": "https://krankenkasse-copilot.vercel.app/api/mcp"
    }
  }
}
```

### Codex

```toml
[mcp_servers.app-vercel-krankenkasse-copilot-krankenkasse-cop]
url = "https://krankenkasse-copilot.vercel.app/api/mcp"
```

### opencode

```json
{
  "$schema": "https://opencode.ai/config.json",
  "mcp": {
    "app-vercel-krankenkasse-copilot-krankenkasse-cop": {
      "type": "remote",
      "url": "https://krankenkasse-copilot.vercel.app/api/mcp",
      "enabled": true
    }
  }
}
```

### OpenClaw

```bash
openclaw mcp add app-vercel-krankenkasse-copilot-krankenkasse-cop --url 'https://krankenkasse-copilot.vercel.app/api/mcp' --transport streamable-http
```

### Hermes

```yaml
mcp_servers:
  app-vercel-krankenkasse-copilot-krankenkasse-cop:
    url: "https://krankenkasse-copilot.vercel.app/api/mcp"
```

### Netclaw

```json
{
  "McpServers": {
    "app-vercel-krankenkasse-copilot-krankenkasse-cop": {
      "Transport": "http",
      "Url": "https://krankenkasse-copilot.vercel.app/api/mcp"
    }
  }
}
```

### Vellum

```bash
assistant mcp add app-vercel-krankenkasse-copilot-krankenkasse-cop -t streamable-http -u 'https://krankenkasse-copilot.vercel.app/api/mcp'
```

### Other

```json
{
  "mcpServers": {
    "app-vercel-krankenkasse-copilot-krankenkasse-cop": {
      "type": "http",
      "url": "https://krankenkasse-copilot.vercel.app/api/mcp"
    }
  }
}
```

The mcpServers block is a cross-client convention. Remote transports vary, so check your client's docs.

## Changelog

Every change recorded for this component, newest first. Days that predate change tracking, or that we cannot explain, say so: "we were watching and nothing happened" and "we were not watching" are different claims.

### 2026-11-04 (score 81, +1)

No change was recorded against any check on this day. Stability & Change Management went from 80 to 83. That category is still filling its 30-day observation window: 24 days of observed history at the previous scan, 25 at this one. The score rises as the window fills, whether or not the server changes.

### 2026-11-01 (score 80, +1)

No change was recorded against any check on this day. Stability & Change Management went from 70 to 73. That category is still filling its 30-day observation window: 21 days of observed history at the previous scan, 22 at this one. The score rises as the window fills, whether or not the server changes.

### 2026-10-30 (score 79, +1)

No change was recorded against any check on this day. Stability & Change Management went from 63 to 67. That category is still filling its 30-day observation window: 19 days of observed history at the previous scan, 20 at this one. The score rises as the window fills, whether or not the server changes.

### 2026-10-28 (score 78, +1)

No change was recorded against any check on this day. Stability & Change Management went from 57 to 60. That category is still filling its 30-day observation window: 17 days of observed history at the previous scan, 18 at this one. The score rises as the window fills, whether or not the server changes.

### 2026-10-26 (score 77, +1)

No change was recorded against any check on this day. Stability & Change Management went from 50 to 53. That category is still filling its 30-day observation window: 15 days of observed history at the previous scan, 16 at this one. The score rises as the window fills, whether or not the server changes.

### 2026-10-24 (score 76, +1)

No change was recorded against any check on this day. Stability & Change Management went from 43 to 47. That category is still filling its 30-day observation window: 13 days of observed history at the previous scan, 14 at this one. The score rises as the window fills, whether or not the server changes.

### 2026-10-22 (score 75, +1)

No change was recorded against any check on this day. Stability & Change Management went from 37 to 40. That category is still filling its 30-day observation window: 11 days of observed history at the previous scan, 12 at this one. The score rises as the window fills, whether or not the server changes.

### 2026-10-20 (score 74, +1)

No change was recorded against any check on this day. Stability & Change Management went from 30 to 33. That category is still filling its 30-day observation window: 9 days of observed history at the previous scan, 10 at this one. The score rises as the window fills, whether or not the server changes.

## MCP tools (4)

### `find_postcode` (~45 tokens)

Find postcode

Look up a Swiss postcode: municipalities, canton and BAG premium region. Use it when a postcode may cover several municipalities.

Input parameters:

- `postcode` (integer, required): Swiss 4 digit postcode

### `compare_insurance` (~356 tokens)

Compare basic insurance 2027

Rank every insurer, model and deductible for one person by the full yearly cost for 2027 (premiums plus the bills they pay themselves). Returns the best options, the best deductible, the break-even point, the worst case and the saving against their current insurance.

Input parameters:

- `age_group` (string, required): Age in 2027
- `current_franchise` (integer): Their deductible today
- `current_insurer` (string): Name of the current insurer, e.g. "Helsana"
- `current_monthly_premium` (number): What they pay today per month for basic insurance
- `franchise` (integer): Only show this deductible (300, 500, 1000, 1500, 2000 or 2500)
- `gp_visits` (integer): Family doctor visits per year (about CHF 150 each)
- `limit` (integer): How many options to return, default 5, best per insurer
- `medication_per_month` (number): Medication in CHF per month
- `model` (string): Only show this insurance model
- `municipality_bfs` (integer): BFS number from find_postcode, only needed if the postcode covers several municipalities
- `postcode` (integer, required): Swiss 4 digit postcode, e.g. 8001
- `specialist_visits` (integer): Specialist or therapy sessions per year (about CHF 280 each)
- `works_8h_per_week` (boolean, required): Works at least 8 hours a week for one employer. If true, accident cover is left out because the employer covers it
- `yearly_health_costs` (number): Expected doctor bills per year in CHF. If missing, estimated from the visit counts below

### `draft_switch_letter` (~174 tokens)

Draft switch letter

Write the German letter to cancel basic insurance (Kündigung) or to change deductible or model with the same insurer. The person prints it, signs it by hand and posts it so it arrives by 30 November. Nothing is stored.

Input parameters:

- `birth_date` (string)
- `current_insurer` (string, required)
- `full_name` (string, required)
- `insurance_number` (string)
- `insurer_address` (string)
- `kind` (string, required): "cancel" to leave the current insurer, "change" to stay and change deductible or model
- `new_franchise` (integer): Only for kind "change"
- `new_model` (string): Only for kind "change"
- `postcode_town` (string, required): e.g. "8008 Zürich"
- `street` (string, required)

### `switching_deadlines` (~33 tokens)

Switching deadlines

The dates that matter for changing Krankenkasse, model or deductible for 2027, with days left from today.

## Diagnostics

Captured diagnostic sections: TLS, DNSSEC, Authorisation, Transports. The full working is on the page: https://verifymcp.io/servers/app-vercel-krankenkasse-copilot-krankenkasse-copilot/api-mcp#diagnostics

## Score history

- 2026-11-05: 81
- 2026-11-04: 81
- 2026-11-03: 80
- 2026-11-02: 80
- 2026-11-01: 80
- 2026-10-31: 79
- 2026-10-30: 79
- 2026-10-29: 78
- 2026-10-28: 78
- 2026-10-27: 77
- 2026-10-26: 77
- 2026-10-25: 76
- 2026-10-24: 76
- 2026-10-23: 75
- 2026-10-22: 75
- 2026-10-21: 74
- 2026-10-20: 74
- 2026-10-19: 73
- 2026-10-18: 73
- 2026-10-17: 73
- 2026-10-16: 72
- 2026-10-15: 72
- 2026-10-14: 71
- 2026-10-13: 71
- 2026-10-12: 70
- 2026-10-11: 70
- 2026-10-10: 69

## Common questions

### What is the Krankenkasse Copilot MCP server?

Krankenkasse Copilot is an MCP server listed in the public MCP registry as app.vercel.krankenkasse-copilot/krankenkasse-copilot. Swiss health insurance 2027: rank every insurer, model and deductible with official BAG data. This page covers its hosted endpoint (https://krankenkasse-copilot.vercel.app/api/mcp).

### Is the Krankenkasse Copilot MCP server safe to use?

Krankenkasse Copilot scores 81 out of 100 on VerifyMCP. That is a record of what we were able to check automatically, not an endorsement. The category breakdown on this page shows every signal behind the number, including the ones we could not confirm.

### What tools does the Krankenkasse Copilot MCP server expose?

Krankenkasse Copilot exposes 4 tools: find_postcode, compare_insurance, draft_switch_letter, switching_deadlines. Their descriptions and schemas cost roughly 608 tokens of context every time the server is loaded.

### Does the Krankenkasse Copilot MCP server require authentication?

No. We connected to Krankenkasse Copilot without credentials and it answered, so anything it exposes is reachable by anyone who knows the address.

### Is the Krankenkasse Copilot MCP server still maintained?

Krankenkasse Copilot is still listed as active in the MCP registry. We last reached this channel on 5 November 2026. Those dates come from our own scans of the registry and the channel itself, not from anything the publisher announced.

## Links

- Remote endpoint: https://krankenkasse-copilot.vercel.app/api/mcp
- Website: https://krankenkasse-copilot.vercel.app/agents
- Changelog RSS feed: https://verifymcp.io/servers/app-vercel-krankenkasse-copilot-krankenkasse-copilot/api-mcp.xml
- Changelog JSON feed: https://verifymcp.io/servers/app-vercel-krankenkasse-copilot-krankenkasse-copilot/api-mcp.json
- HTML version of this page: https://verifymcp.io/servers/app-vercel-krankenkasse-copilot-krankenkasse-copilot/api-mcp