# PivotBank (remote · pivotbank.app)

Convert bank statement PDFs to Excel, CSV, OFX or QBO, every row checked against the balances.

- Trust score: 86/100 (high trust)
- Change this week: +1
- Registry status: active
- Liveness: live
- Owner verified: no
- Last scored: 2026-11-05

## Components

- remote · `pivotbank.app`: 86/100 (this document), [markdown](https://verifymcp.io/servers/app-pivotbank-pivotbank/pivotbank.md), [page](https://verifymcp.io/servers/app-pivotbank-pivotbank/pivotbank)

## Channel facts

- Endpoint: `https://pivotbank.app/mcp`
- Transports: `streamable-http`
- Auth: `none`
- Version: `1.0.0`

## Trust breakdown

How this component scores in each security and reliability category. Every signal is checked automatically against the live server, and we only credit what we can confirm. Scores are 0–100 per category. Scoring method: https://verifymcp.io/docs/scoring (what has changed: https://verifymcp.io/docs/scoring/changelog)

Scored 2026-11-05.

- **Endpoint Security**: 80/100
  - The endpoint's TLS certificate is valid, in date, and uses a strong key.
  - No authorisation is required to call this server. Every tool declares its destructiveHint and none is destructive, so open access doesn't expose one.
  - HTTPS is enforced; there's no plaintext access path.
  - The HSTS (Strict-Transport-Security) header is present.
  - DNSSEC check failed: this domain isn't protected by DNSSEC.
- **Transport & Reachability**: 100/100
  - Verified streamable-http transport via a live MCP handshake.
- **Schema Quality & AI Usability**: 78/100
  - AI-judged instruction clarity (excellent).
  - Context-footprint check failed: tool/resource definitions use about 553 tokens (~138/item across 4 items; 4 tools + 0 resources), over budget; trim descriptions and params.
  - Usage-examples check failed: none of the tools include examples.
- **Stability & Change Management**: 100/100
  - No destabilizing schema changes in the last 30 days.
- **Tool Coverage**: 100/100
  - 100% of tools have a non-trivial description (not blank, and not just the tool's name).
  - 100% of tool parameters carry a description.
- **Tool Safety**: 100/100
  - No prompt-injection markers were found in the server instructions, tool names or descriptions we captured.
  - We read all 4 captured tool definition(s), and no name or description among them implies an irreversible operation.
  - An AI judge read all 5 captured unit(s) of tool text and found none that tries to manipulate the model reading it.
- **Capabilities**: 60/100
  - Spec-recency check failed: implements MCP spec 2025-06-18; the latest is 2026-07-28.

## Install

### How do I install the PivotBank MCP server?

PivotBank is a hosted endpoint at https://pivotbank.app/mcp, so there is nothing to install locally. Ready-made configuration for Claude, Cursor, VS Code, Codex and 5 more is on this page, copied from each client's own documentation.

### Claude

```bash
claude mcp add --transport http app-pivotbank-pivotbank 'https://pivotbank.app/mcp'
```

### Cursor

```json
{
  "mcpServers": {
    "app-pivotbank-pivotbank": {
      "url": "https://pivotbank.app/mcp"
    }
  }
}
```

### VS Code

```json
{
  "servers": {
    "app-pivotbank-pivotbank": {
      "type": "http",
      "url": "https://pivotbank.app/mcp"
    }
  }
}
```

### Codex

```toml
[mcp_servers.app-pivotbank-pivotbank]
url = "https://pivotbank.app/mcp"
```

### opencode

```json
{
  "$schema": "https://opencode.ai/config.json",
  "mcp": {
    "app-pivotbank-pivotbank": {
      "type": "remote",
      "url": "https://pivotbank.app/mcp",
      "enabled": true
    }
  }
}
```

### OpenClaw

```bash
openclaw mcp add app-pivotbank-pivotbank --url 'https://pivotbank.app/mcp' --transport streamable-http
```

### Hermes

```yaml
mcp_servers:
  app-pivotbank-pivotbank:
    url: "https://pivotbank.app/mcp"
```

### Netclaw

```json
{
  "McpServers": {
    "app-pivotbank-pivotbank": {
      "Transport": "http",
      "Url": "https://pivotbank.app/mcp"
    }
  }
}
```

### Vellum

```bash
assistant mcp add app-pivotbank-pivotbank -t streamable-http -u 'https://pivotbank.app/mcp'
```

### Other

```json
{
  "mcpServers": {
    "app-pivotbank-pivotbank": {
      "type": "http",
      "url": "https://pivotbank.app/mcp"
    }
  }
}
```

The mcpServers block is a cross-client convention. Remote transports vary, so check your client's docs.

## Changelog

Every change recorded for this component, newest first. Days that predate change tracking, or that we cannot explain, say so: "we were watching and nothing happened" and "we were not watching" are different claims.

### 2026-11-01 (score 86, 0)

- [security] Stability: 0.97 → pass

### 2026-10-31 (score 86, +1)

No change was recorded against any check on this day. Stability & Change Management went from 93 to 97. That category is still filling its 30-day observation window: 28 days of observed history at the previous scan, 29 at this one. The score rises as the window fills, whether or not the server changes.

### 2026-10-28 (score 85, +1)

No change was recorded against any check on this day. Stability & Change Management went from 83 to 87. That category is still filling its 30-day observation window: 25 days of observed history at the previous scan, 26 at this one. The score rises as the window fills, whether or not the server changes.

### 2026-10-26 (score 84, +1)

No change was recorded against any check on this day. Stability & Change Management went from 77 to 80. That category is still filling its 30-day observation window: 23 days of observed history at the previous scan, 24 at this one. The score rises as the window fills, whether or not the server changes.

### 2026-10-24 (score 83, +1)

No change was recorded against any check on this day. Stability & Change Management went from 70 to 73. That category is still filling its 30-day observation window: 21 days of observed history at the previous scan, 22 at this one. The score rises as the window fills, whether or not the server changes.

### 2026-10-22 (score 82, +1)

No change was recorded against any check on this day. Stability & Change Management went from 63 to 67. That category is still filling its 30-day observation window: 19 days of observed history at the previous scan, 20 at this one. The score rises as the window fills, whether or not the server changes.

### 2026-10-20 (score 81, +1)

No change was recorded against any check on this day. Stability & Change Management went from 57 to 60. That category is still filling its 30-day observation window: 17 days of observed history at the previous scan, 18 at this one. The score rises as the window fills, whether or not the server changes.

### 2026-10-18 (score 80, +1)

No change was recorded against any check on this day. Stability & Change Management went from 50 to 53. That category is still filling its 30-day observation window: 15 days of observed history at the previous scan, 16 at this one. The score rises as the window fills, whether or not the server changes.

## MCP tools (4)

### `convert_statement` (~202 tokens)

Convert a bank statement PDF to Excel, CSV, QuickBooks or Xero

Use this when the user wants a bank statement or credit card statement PDF turned into a spreadsheet: Excel (xlsx), CSV, QuickBooks (QBO), Xero (OFX), Quicken (QIF) or JSON. Reads every transaction (date, description, money in, money out, balance) and checks them against the statement's own running balances, so the reading is proved rather than guessed. Saves the statement to the user's PivotBank account and returns a link to download it in any of those formats. Needs the user to sign in to PivotBank; agents may instead send a Pro API key as 'Authorization: Bearer pvb_live_...'.

Input parameters:

- `filename` (string): The file name, for your own records.
- `pdf_base64` (string): For clients without file attachments: the statement PDF, base64-encoded. 15 MB before encoding at most.
- `statement` (object): The bank statement PDF the user shared.

### `check_statement_balances` (~124 tokens)

Check that a bank statement adds up

Use this when the user asks whether a bank statement is complete, correct or genuine, or why its numbers do not add up. Reads the PDF and checks every row against the statement's own running balances: opening plus money in minus money out must land on the closing balance to the cent. Says whether it does, and names the rows where it breaks. Free with a PivotBank account.

Input parameters:

- `pdf_base64` (string): For clients without file attachments: the PDF, base64-encoded.
- `statement` (object): The bank statement PDF the user shared.

### `summarise_spending` (~89 tokens)

Summarise spending on a bank statement

Use this when the user wants to know where their money went from a bank statement PDF: money in and out, spending by category, top merchants and repeating payments such as subscriptions. Free with a PivotBank account.

Input parameters:

- `pdf_base64` (string): For clients without file attachments: the PDF, base64-encoded.
- `statement` (object): The bank statement PDF the user shared.

### `list_supported_banks` (~89 tokens)

Banks recognised by name

Lists the banks PivotBank recognises by name, for one country (ISO 3166 alpha-2, e.g. GB, US, ZA) or for all. A statement from a bank not listed still converts: the reader works from the layout, not a per-bank template.

Input parameters:

- `country` (string): ISO 3166 alpha-2 code. Leave out for every bank.

## Diagnostics

Captured diagnostic sections: TLS, DNSSEC, Authorisation, Transports. The full working is on the page: https://verifymcp.io/servers/app-pivotbank-pivotbank/pivotbank#diagnostics

## Score history

- 2026-11-05: 86
- 2026-11-04: 86
- 2026-11-03: 86
- 2026-11-02: 86
- 2026-11-01: 86
- 2026-10-31: 86
- 2026-10-30: 85
- 2026-10-29: 85
- 2026-10-28: 85
- 2026-10-27: 84
- 2026-10-26: 84
- 2026-10-25: 83
- 2026-10-24: 83
- 2026-10-23: 82
- 2026-10-22: 82
- 2026-10-21: 81
- 2026-10-20: 81
- 2026-10-19: 80
- 2026-10-18: 80
- 2026-10-17: 79
- 2026-10-16: 79
- 2026-10-15: 78
- 2026-10-14: 78
- 2026-10-13: 78
- 2026-10-12: 77
- 2026-10-10: 76
- 2026-10-04: 73
- 2026-10-03: 73
- 2026-10-02: 72

## Common questions

### What is the PivotBank MCP server?

PivotBank is an MCP server listed in the public MCP registry as app.pivotbank/pivotbank. Convert bank statement PDFs to Excel, CSV, OFX or QBO, every row checked against the balances. This page covers its hosted endpoint (https://pivotbank.app/mcp).

### Is the PivotBank MCP server safe to use?

PivotBank scores 86 out of 100 on VerifyMCP. That is a record of what we were able to check automatically, not an endorsement. The category breakdown on this page shows every signal behind the number, including the ones we could not confirm.

### What tools does the PivotBank MCP server expose?

PivotBank exposes 4 tools: convert_statement, check_statement_balances, summarise_spending, list_supported_banks. Their descriptions and schemas cost roughly 504 tokens of context every time the server is loaded.

### Does the PivotBank MCP server require authentication?

No. We connected to PivotBank without credentials and it answered, so anything it exposes is reachable by anyone who knows the address.

### Is the PivotBank MCP server still maintained?

PivotBank is still listed as active in the MCP registry. We last reached this channel on 5 November 2026. Those dates come from our own scans of the registry and the channel itself, not from anything the publisher announced.

## Links

- Remote endpoint: https://pivotbank.app/mcp
- Website: https://pivotbank.app/
- Changelog RSS feed: https://verifymcp.io/servers/app-pivotbank-pivotbank/pivotbank.xml
- Changelog JSON feed: https://verifymcp.io/servers/app-pivotbank-pivotbank/pivotbank.json
- HTML version of this page: https://verifymcp.io/servers/app-pivotbank-pivotbank/pivotbank