# APICK Finance (remote · apick.app)

Korean bank account verification: holder name lookup, 1 KRW deposit, bank codes

- Trust score: 68/100 (medium)
- Change this week: +4
- Registry status: active
- Liveness: live
- Owner verified: no
- Last scored: 2026-08-18

## Components

- remote · `apick.app`: 68/100 (this document), [markdown](https://verifymcp.io/servers/app-apick-finance/mcp-finance.md), [page](https://verifymcp.io/servers/app-apick-finance/mcp-finance)

## Channel facts

- Endpoint: `https://apick.app/mcp/finance`
- Transports: `streamable-http`
- Auth: `none`
- Version: `1.2.0`

## Trust breakdown

How this component scores in each security and reliability category. Every signal is checked automatically against the live server, and we only credit what we can confirm. Scores are 0–100 per category. Scoring method: https://verifymcp.io/docs/scoring (what has changed: https://verifymcp.io/docs/scoring/changelog)

Scored 2026-08-18.

- **Endpoint Security**: 57/100
  - The endpoint's TLS certificate is valid, in date, and uses a strong key.
  - Authorisation not fully verified: no authorisation is required to call this server, and 2 tool(s) never declared a destructiveHint. The MCP spec treats an absent hint as destructive by default, so we cannot call this surface safe.
  - HTTPS is enforced; there's no plaintext access path.
  - HSTS check failed: the Strict-Transport-Security header is absent.
  - DNSSEC check failed: this domain isn't protected by DNSSEC.
- **Transport & Reachability**: 100/100
  - Verified streamable-http transport via a live MCP handshake.
- **Schema Quality & AI Usability**: 81/100
  - AI-judged instruction clarity (excellent).
  - Tool/resource definitions use about 348 tokens (~116/item across 3 items; 3 tools + 0 resources), lean.
  - Usage-examples check failed: none of the tools include examples.
- **Stability & Change Management**: 27/100
  - Stability observed for 8 of 30 days with no destabilising changes; credit accrues until the full window elapses.
- **Tool Coverage**: 100/100
  - 100% of tools have a non-trivial description (not blank, and not just the tool's name).
  - 100% of tool parameters carry a description.
- **Capabilities**: 100/100
  - Implements a current MCP spec version (2026-07-28).

## Install

### Claude

```bash
claude mcp add --transport http app-apick-finance https://apick.app/mcp/finance
```

### Codex

```toml
[mcp_servers.app-apick-finance]
url = "https://apick.app/mcp/finance"
```

### opencode

```json
{
  "$schema": "https://opencode.ai/config.json",
  "mcp": {
    "app-apick-finance": {
      "type": "remote",
      "url": "https://apick.app/mcp/finance",
      "enabled": true
    }
  }
}
```

### OpenClaw

```bash
openclaw mcp add app-apick-finance --url https://apick.app/mcp/finance --transport streamable-http
```

### Hermes

```yaml
mcp_servers:
  app-apick-finance:
    url: "https://apick.app/mcp/finance"
```

### Other

```json
{
  "mcpServers": {
    "app-apick-finance": {
      "type": "http",
      "url": "https://apick.app/mcp/finance"
    }
  }
}
```

The mcpServers block is a cross-client convention. Remote transports vary, so check your client's docs.

## Changelog

Every change recorded for this component, newest first. Days that predate change tracking, or that we cannot explain, say so: "we were watching and nothing happened" and "we were not watching" are different claims.

### 2026-08-18 (score 68, +1)

No change was recorded against any check on this day. Stability & Change Management went from 23 to 27. That category is still filling its 30-day observation window: 7 days of observed history at the previous scan, 8 at this one. The score rises as the window fills, whether or not the server changes.

### 2026-08-15 (score 67, +1)

No change was recorded against any check on this day. Stability & Change Management went from 13 to 17. That category is still filling its 30-day observation window: 4 days of observed history at the previous scan, 5 at this one. The score rises as the window fills, whether or not the server changes.

### 2026-08-13 (score 66, +1)

No change was recorded against any check on this day. Stability & Change Management went from 7 to 10. That category is still filling its 30-day observation window: 2 days of observed history at the previous scan, 3 at this one. The score rises as the window fills, whether or not the server changes.

### 2026-08-12 (score 65, +1)

No change was recorded against any check on this day. Stability & Change Management went from 3 to 7. That category is still filling its 30-day observation window: 1 days of observed history at the previous scan, 2 at this one. The score rises as the window fills, whether or not the server changes.

### 2026-08-11 (score 64, +2)

- [functional] We updated how we score, so this day's move reflects our rubric, not a change to the server

### 2026-08-10 (score 62)

First indexed and scored.

## MCP tools (3)

### `transfer_1won` (~162 tokens)

1원 인증

Send a 1 KRW verification deposit to a Korean bank account and return the 4-character verification code printed on the transaction. 대한민국 은행 계좌로 1원을 입금해 적요에 표시되는 인증코드를 반환합니다. 계좌 실소유 확인(1원 인증) 절차에 사용합니다. bank_code 또는 bank_name 중 하나는 입력해야 합니다. [호출당 60포인트]

Input parameters:

- `account_num` (string, required): 계좌번호 (숫자만, 하이픈 제외)
- `bank_code` (string): 은행 코드 (bank_code Tool로 조회 가능, 예: 004)
- `bank_name` (string): 은행명 (예: 국민). bank_code 대신 입력 가능

### `account_realname` (~131 tokens)

계좌 예금주 실명 조회

Look up the account holder name of a Korean bank account. 대한민국 은행 계좌의 예금주명을 조회합니다. 송금 전 예금주 확인 등에 사용합니다. bank_code 또는 bank_name 중 하나는 입력해야 합니다. [호출당 60포인트]

Input parameters:

- `account_num` (string, required): 계좌번호 (숫자만, 하이픈 제외)
- `bank_code` (string): 은행 코드 (bank_code Tool로 조회 가능, 예: 004)
- `bank_name` (string): 은행명 (예: 국민). bank_code 대신 입력 가능

### `bank_code` (~55 tokens)

은행코드 조회

List Korean bank codes and names. 대한민국 은행 코드·은행명 전체 목록을 반환합니다. transfer_1won, account_realname Tool의 bank_code 입력값을 찾을 때 사용합니다. 무료입니다. [무료]

## Diagnostics

Captured diagnostic sections: TLS, DNSSEC, Authorisation, Transports. The full working is on the page: https://verifymcp.io/servers/app-apick-finance/mcp-finance#diagnostics

## Score history

- 2026-08-18: 68
- 2026-08-17: 67
- 2026-08-16: 67
- 2026-08-15: 67
- 2026-08-14: 66
- 2026-08-13: 66
- 2026-08-12: 65
- 2026-08-11: 64
- 2026-08-10: 62

## Links

- Remote endpoint: https://apick.app/mcp/finance
- Repository: https://github.com/lead788/apick-mcp
- Website: https://apick.app/dev_guide/mcp
- Changelog RSS feed: https://verifymcp.io/servers/app-apick-finance/mcp-finance.xml
- Changelog JSON feed: https://verifymcp.io/servers/app-apick-finance/mcp-finance.json
- HTML version of this page: https://verifymcp.io/servers/app-apick-finance/mcp-finance