# SelfPaidPal — Autonomous DeFi Payments (npm · selfpaid-mcp)

Zero-net-cost payments on Base Mainnet powered by automated Aave V3 & Morpho yield farming.

- Trust score: 75/100 (medium)
- Change this week: +8
- Registry status: active
- Liveness: live
- Owner verified: no
- Last scored: 2026-11-05

## Components

- npm · `selfpaid-mcp`: 75/100 (this document), [markdown](https://verifymcp.io/servers/altoninelli-selfpaid/selfpaid-mcp.md), [page](https://verifymcp.io/servers/altoninelli-selfpaid/selfpaid-mcp)

## Channel facts

- Registry: `npm`
- Package: `selfpaid-mcp`
- Version: `2.1.3`
- Transport: `stdio`

## Trust breakdown

How this component scores in each security and reliability category. Every signal is checked automatically from public evidence about the published package, including repeated runs of it in an isolated sandbox, and we only credit what we can confirm. Scores are 0–100 per category. Scoring method: https://verifymcp.io/docs/scoring (what has changed: https://verifymcp.io/docs/scoring/changelog)

Scored 2026-11-05.

- **Supply Chain Security**: 100/100
  - No malware found by supply-chain analysis.
  - No known CVEs affecting this package version or its production dependencies.
  - No install/post-install scripts declared.
  - No production dependencies, so there is no dependency health to assess.
- **Provenance & Transparency**: 45/100
  - Source repository is publicly reachable at the declared URL.
  - Provenance check failed: no build-provenance attestation is published.
  - Clear OSI-approved license (MIT).
  - Actively maintained (last published 15 days ago).
  - Disclosure check failed: no security disclosure policy was found in the source repository.
- **Schema Quality & AI Usability**: 74/100
  - AI-judged instruction clarity (good).
  - Tool/resource definitions use about 362 tokens (~120/item across 3 items; 3 tools + 0 resources), lean.
  - Usage-examples check failed: none of the tools include examples.
- **Stability & Change Management**: 53/100
  - Stability observed for 16 of 30 days with no destabilising changes; credit accrues until the full window elapses.
- **Tool Coverage**: 100/100
  - 100% of tools have a non-trivial description (not blank, and not just the tool's name).
  - 100% of tool parameters carry a description.
  - Structured output schemas are declared (100% of tools); any adoption earns full credit.
- **Tool Safety**: 100/100
  - No prompt-injection markers were found in the server instructions, tool names or descriptions we captured.
  - We read all 3 captured tool definition(s), and no name or description among them implies an irreversible operation.
  - An AI judge read all 3 captured unit(s) of tool text and found none that tries to manipulate the model reading it.
- **Capabilities**: 20/100
  - Spec-recency check failed: implements MCP spec 2024-11-05; the latest is 2026-07-28.

## Install

### How do I install the SelfPaidPal — Autonomous DeFi Payments MCP server?

SelfPaidPal — Autonomous DeFi Payments runs locally as an npm package, launched with npx -y selfpaid-mcp. Ready-made configuration for Claude, Cursor, VS Code, Codex and 5 more is on this page, copied from each client's own documentation.

### Claude

```bash
claude mcp add altoninelli-selfpaid -- npx -y selfpaid-mcp
```

### Cursor

```json
{
  "mcpServers": {
    "altoninelli-selfpaid": {
      "command": "npx",
      "args": [
        "-y",
        "selfpaid-mcp"
      ]
    }
  }
}
```

### VS Code

```json
{
  "servers": {
    "altoninelli-selfpaid": {
      "command": "npx",
      "args": [
        "-y",
        "selfpaid-mcp"
      ]
    }
  }
}
```

### Codex

```bash
codex mcp add altoninelli-selfpaid -- npx -y selfpaid-mcp
```

### opencode

```json
{
  "$schema": "https://opencode.ai/config.json",
  "mcp": {
    "altoninelli-selfpaid": {
      "type": "local",
      "command": [
        "npx",
        "-y",
        "selfpaid-mcp"
      ],
      "enabled": true
    }
  }
}
```

### OpenClaw

```bash
openclaw mcp add altoninelli-selfpaid --command npx --arg -y --arg selfpaid-mcp
```

### Hermes

```yaml
mcp_servers:
  altoninelli-selfpaid:
    command: "npx"
    args: ["-y", "selfpaid-mcp"]
```

### Netclaw

```json
{
  "McpServers": {
    "altoninelli-selfpaid": {
      "Transport": "stdio",
      "Command": "npx",
      "Arguments": [
        "-y",
        "selfpaid-mcp"
      ]
    }
  }
}
```

### Vellum

```bash
assistant mcp add altoninelli-selfpaid -t stdio -c npx -a -y selfpaid-mcp
```

### Other

```json
{
  "mcpServers": {
    "altoninelli-selfpaid": {
      "command": "npx",
      "args": [
        "-y",
        "selfpaid-mcp"
      ]
    }
  }
}
```

## Changelog

Every change recorded for this component, newest first. Days that predate change tracking, or that we cannot explain, say so: "we were watching and nothing happened" and "we were not watching" are different claims.

### 2026-11-05 (score 75, +1)

No change was recorded against any check on this day. Stability & Change Management went from 50 to 53. That category is still filling its 30-day observation window: 15 days of observed history at the previous scan, 16 at this one. The score rises as the window fills, whether or not the server changes.

### 2026-11-03 (score 74, +1)

No change was recorded against any check on this day. Stability & Change Management went from 43 to 47. That category is still filling its 30-day observation window: 13 days of observed history at the previous scan, 14 at this one. The score rises as the window fills, whether or not the server changes.

### 2026-11-02 (score 73, +6)

- [functional improvement] Stability: unverified → 0.43

### 2026-10-20 (score 67)

First indexed and scored.

## MCP tools (3)

### `get_rates` (~59 tokens)

Get real-time supply APYs across Aave V3 and Morpho on Base Mainnet. Automatically indicates the most profitable protocol for capital recovery.

Input parameters:

- `refresh` (boolean): Force a live on-chain refresh rather than using cached rates (defaults to false).

Output parameters:

- `aave` (object): Aave V3 supply yield on Base Mainnet
- `best` (string): Protocol with the highest yield
- `bestApy` (number): Highest supply APY currently available
- `isCached` (boolean): Whether rates were served from in-memory cache
- `lastUpdated` (string): ISO 8601 timestamp of last oracle update
- `morpho` (object): Morpho Vault supply yield on Base Mainnet

### `get_quote` (~123 tokens)

Calculate collateral requirements, developer fee, yield deposit, and estimated recovery days for a zero-net-cost USDC payment on Base.

Input parameters:

- `amount` (number, required): Amount of USDC to pay to the recipient (e.g. 10 or 25.5).
- `buffer` (number): Safety buffer percentage (default 8 = 8%).
- `collateral` (number): Collateral multiplier (default 20 = 20x the payment amount).
- `protocol` (string): Yield protocol to use. 'auto' (recommended) automatically picks the higher yielding protocol.

Output parameters:

- `amountToPay` (string): USDC amount delivered to recipient
- `bufferPercentage` (number): Safety buffer percentage applied (e.g. 8)
- `collateralMultiplier` (number): Collateral multiplier used (e.g. 20)
- `collateralTotal` (string): Base collateral plus safety buffer in USDC
- `estimatedAPY` (number): Active APY rate for the chosen protocol
- `estimatedRecoveryDays` (number): Estimated days until earned yield equals payment + fee
- `feeAmount` (string): 0.5% developer fee in USDC (min 0.1, max 50)
- `rates` (object): Live APY comparison across protocols
- `selectedProtocol` (string): Yield protocol selected for capital recovery
- `totalRequiredAmount` (string): Total USDC needed upfront (payment + fee + yield deposit)
- `yieldDepositAmount` (string): USDC deposited into yield protocol to generate returns

### `build_payment` (~180 tokens)

Generate ready-to-sign EVM transactions and EIP-5792 atomic batch calls for a zero-net-cost payment on Base (Chain ID 8453). Automatically supplies collateral into Aave V3 or Morpho to recover 100% of the principal + developer fee.

Input parameters:

- `amount` (number, required): Amount of USDC to pay to the recipient (e.g. 25).
- `buffer` (number): Safety buffer percentage (defaults to 8).
- `collateral` (number): Collateral multiplier (defaults to 20).
- `protocol` (string): Yield protocol to use ('auto', 'aave', or 'morpho'). Defaults to 'auto'.
- `recipient` (string, required): Ethereum address of the recipient receiving the payment (0x...).
- `sender` (string, required): Ethereum address of the payer executing the transactions (0x...).

Output parameters:

- `batchCalls` (array): EIP-5792 atomic batch calls array for Smart Accounts and Agentic Wallets
- `chainId` (number): Target EVM Chain ID (8453 for Base)
- `success` (boolean): True if transaction generation succeeded
- `summary` (object): Detailed financial summary of the zero-cost payment plan
- `transactions` (array): Ordered array of 4 sequential EVM transactions for standard wallets

## Diagnostics

Captured diagnostic sections: Provenance, Dependencies. The full working is on the page: https://verifymcp.io/servers/altoninelli-selfpaid/selfpaid-mcp#diagnostics

## Score history

- 2026-11-05: 75
- 2026-11-04: 74
- 2026-11-03: 74
- 2026-11-02: 73
- 2026-11-01: 67
- 2026-10-31: 67
- 2026-10-30: 67
- 2026-10-29: 67
- 2026-10-28: 67
- 2026-10-27: 67
- 2026-10-26: 67
- 2026-10-25: 67
- 2026-10-24: 67
- 2026-10-23: 67
- 2026-10-22: 67
- 2026-10-21: 67
- 2026-10-20: 67

## Common questions

### What is the SelfPaidPal — Autonomous DeFi Payments MCP server?

SelfPaidPal — Autonomous DeFi Payments is an MCP server listed in the public MCP registry as io.github.altoninelli/selfpaid. Zero-net-cost payments on Base Mainnet powered by automated Aave V3 & Morpho yield farming. This page covers its npm package (selfpaid-mcp).

### Is the SelfPaidPal — Autonomous DeFi Payments MCP server safe to use?

SelfPaidPal — Autonomous DeFi Payments scores 75 out of 100 on VerifyMCP. We found no known CVEs affecting it as of 5 November 2026. It declares no install or post-install scripts. That is a record of what we were able to check automatically, not an endorsement. The category breakdown on this page shows every signal behind the number, including the ones we could not confirm.

### What tools does the SelfPaidPal — Autonomous DeFi Payments MCP server expose?

SelfPaidPal — Autonomous DeFi Payments exposes 3 tools: get_rates, get_quote, build_payment. Their descriptions and schemas cost roughly 362 tokens of context every time the server is loaded.

### Is the SelfPaidPal — Autonomous DeFi Payments MCP server still maintained?

SelfPaidPal — Autonomous DeFi Payments is still listed as active in the MCP registry. We last reached this channel on 5 November 2026. Those dates come from our own scans of the registry and the channel itself, not from anything the publisher announced.

### What licence is the SelfPaidPal — Autonomous DeFi Payments MCP server under?

SelfPaidPal — Autonomous DeFi Payments declares the MIT licence, which is OSI-approved. That covers the source only, and says nothing about the cost of any service it calls.

### What did VerifyMCP test on the SelfPaidPal — Autonomous DeFi Payments MCP server?

VerifyMCP ran 16 checks on SelfPaidPal — Autonomous DeFi Payments, covering Malware scan, Known CVEs, Install scripts, Dependency health and 12 more. Endpoint Security and Transport & Reachability do not apply to an npm package, so they were not tested. The score does not measure everything, and the scoring documentation lists what it leaves out.

## Links

- npm package: https://www.npmjs.com/package/selfpaid-mcp
- Socket report: https://socket.dev/npm/package/selfpaid-mcp
- Repository: https://github.com/altoninelli/selfpaid-mcp
- Website: https://selfpaid.cryptofolio.it/
- Changelog RSS feed: https://verifymcp.io/servers/altoninelli-selfpaid/selfpaid-mcp.xml
- Changelog JSON feed: https://verifymcp.io/servers/altoninelli-selfpaid/selfpaid-mcp/changelog.json
- Trust report (JSON): https://verifymcp.io/servers/altoninelli-selfpaid/selfpaid-mcp.json
- HTML version of this page: https://verifymcp.io/servers/altoninelli-selfpaid/selfpaid-mcp