# vakuutus.ai (remote · mcp.vakuutus.ai)

Finnish business insurance by industry, a quick check, Riskiluotain policy review and booking.

- Trust score: 70/100 (medium)
- Change this week: +3
- Registry status: active
- Liveness: live
- Owner verified: no
- Last scored: 2026-11-05

## Components

- remote · `mcp.vakuutus.ai`: 70/100 (this document), [markdown](https://verifymcp.io/servers/ai-vakuutus-mcp/mcp.md), [page](https://verifymcp.io/servers/ai-vakuutus-mcp/mcp)

## Channel facts

- Endpoint: `https://mcp.vakuutus.ai/mcp`
- Transports: `streamable-http`
- Auth: `none`
- Version: `2.1.0`

## Trust breakdown

How this component scores in each security and reliability category. Every signal is checked automatically against the live server, and we only credit what we can confirm. Scores are 0–100 per category. Scoring method: https://verifymcp.io/docs/scoring (what has changed: https://verifymcp.io/docs/scoring/changelog)

Scored 2026-11-05.

- **Endpoint Security**: 63/100
  - The endpoint's TLS certificate is valid, in date, and uses a strong key.
  - No authorisation is required to call this server. Every tool declares its destructiveHint and none is destructive, so open access doesn't expose one.
  - HTTPS enforcement could not be verified: the plaintext port answered with HTTP 405, which proves neither a plaintext path nor enforcement.
  - HSTS check failed: the Strict-Transport-Security header is absent.
  - DNSSEC check failed: this domain isn't protected by DNSSEC.
- **Transport & Reachability**: 100/100
  - Verified streamable-http transport via a live MCP handshake.
- **Schema Quality & AI Usability**: 63/100
  - AI-judged instruction clarity (good).
  - Context-footprint check failed: tool/resource definitions use about 1129 tokens (~188/item across 6 items; 6 tools + 0 resources), over budget; trim descriptions and params.
  - Usage-examples check failed: none of the tools include examples.
- **Stability & Change Management**: 50/100
  - Stability observed for 15 of 30 days with no destabilising changes; credit accrues until the full window elapses.
- **Tool Coverage**: 83/100
  - 100% of tools have a non-trivial description (not blank, and not just the tool's name).
  - 50% of tool parameters carry a description.
- **Tool Safety**: 100/100
  - No prompt-injection markers were found in the server instructions, tool names or descriptions we captured.
  - We read all 6 captured tool definition(s), and no name or description among them implies an irreversible operation.
  - An AI judge read all 7 captured unit(s) of tool text and found none that tries to manipulate the model reading it.
- **Capabilities**: 100/100
  - Implements a current MCP spec version (2026-07-28).

## Install

### How do I install the vakuutus.ai MCP server?

vakuutus.ai is a hosted endpoint at https://mcp.vakuutus.ai/mcp, so there is nothing to install locally. Ready-made configuration for Claude, Cursor, VS Code, Codex and 5 more is on this page, copied from each client's own documentation.

### Claude

```bash
claude mcp add --transport http ai-vakuutus-mcp 'https://mcp.vakuutus.ai/mcp'
```

### Cursor

```json
{
  "mcpServers": {
    "ai-vakuutus-mcp": {
      "url": "https://mcp.vakuutus.ai/mcp"
    }
  }
}
```

### VS Code

```json
{
  "servers": {
    "ai-vakuutus-mcp": {
      "type": "http",
      "url": "https://mcp.vakuutus.ai/mcp"
    }
  }
}
```

### Codex

```toml
[mcp_servers.ai-vakuutus-mcp]
url = "https://mcp.vakuutus.ai/mcp"
```

### opencode

```json
{
  "$schema": "https://opencode.ai/config.json",
  "mcp": {
    "ai-vakuutus-mcp": {
      "type": "remote",
      "url": "https://mcp.vakuutus.ai/mcp",
      "enabled": true
    }
  }
}
```

### OpenClaw

```bash
openclaw mcp add ai-vakuutus-mcp --url 'https://mcp.vakuutus.ai/mcp' --transport streamable-http
```

### Hermes

```yaml
mcp_servers:
  ai-vakuutus-mcp:
    url: "https://mcp.vakuutus.ai/mcp"
```

### Netclaw

```json
{
  "McpServers": {
    "ai-vakuutus-mcp": {
      "Transport": "http",
      "Url": "https://mcp.vakuutus.ai/mcp"
    }
  }
}
```

### Vellum

```bash
assistant mcp add ai-vakuutus-mcp -t streamable-http -u 'https://mcp.vakuutus.ai/mcp'
```

### Other

```json
{
  "mcpServers": {
    "ai-vakuutus-mcp": {
      "type": "http",
      "url": "https://mcp.vakuutus.ai/mcp"
    }
  }
}
```

The mcpServers block is a cross-client convention. Remote transports vary, so check your client's docs.

## Changelog

Every change recorded for this component, newest first. Days that predate change tracking, or that we cannot explain, say so: "we were watching and nothing happened" and "we were not watching" are different claims.

### 2026-11-04 (score 70, +1)

No change was recorded against any check on this day. Stability & Change Management went from 43 to 47. That category is still filling its 30-day observation window: 13 days of observed history at the previous scan, 14 at this one. The score rises as the window fills, whether or not the server changes.

### 2026-11-02 (score 69, +1)

No change was recorded against any check on this day. Stability & Change Management went from 37 to 40. That category is still filling its 30-day observation window: 11 days of observed history at the previous scan, 12 at this one. The score rises as the window fills, whether or not the server changes.

### 2026-10-31 (score 68, +1)

No change was recorded against any check on this day. Stability & Change Management went from 30 to 33. That category is still filling its 30-day observation window: 9 days of observed history at the previous scan, 10 at this one. The score rises as the window fills, whether or not the server changes.

### 2026-10-29 (score 67, +1)

No change was recorded against any check on this day. Stability & Change Management went from 23 to 27. That category is still filling its 30-day observation window: 7 days of observed history at the previous scan, 8 at this one. The score rises as the window fills, whether or not the server changes.

### 2026-10-26 (score 66, +1)

No change was recorded against any check on this day. Stability & Change Management went from 13 to 17. That category is still filling its 30-day observation window: 4 days of observed history at the previous scan, 5 at this one. The score rises as the window fills, whether or not the server changes.

### 2026-10-24 (score 65, +1)

No change was recorded against any check on this day. Stability & Change Management went from 7 to 10. That category is still filling its 30-day observation window: 2 days of observed history at the previous scan, 3 at this one. The score rises as the window fills, whether or not the server changes.

### 2026-10-22 (score 64, +1)

- [functional improvement] Stability: unverified → 0.03

### 2026-10-21 (score 63)

First indexed and scored.

## MCP tools (6)

### `hae_yritys` (~117 tokens)

Hae yritys / Find a company

Hakee yrityksen julkiset tiedot (nimi, Y-tunnus, kotipaikka, päätoimiala) PRH:n avoimesta YTJ-rajapinnasta nimellä tai Y-tunnuksella. EN: Looks up a Finnish company in the public Finnish Business Information System (YTJ) by name or business ID and returns name, business ID, domicile and main industry.

Input parameters:

- `haku` (string, required): Yrityksen nimi tai Y-tunnus / company name or business ID

### `pikatarkistus_kysymykset` (~104 tokens)

Pikatarkistuksen kysymykset / Quick check questions

Palauttaa pikatarkistuksen viisi kysymystä, vastausvaihtoehdot ja "miksi kysymme" -tekstit. Kysy ne käyttäjältä ja anna vastaukset työkalulle pikatarkistus_tulos. EN: Returns the five quick check questions with answer options and why each is asked. Ask them from the user and pass the answers to pikatarkistus_tulos.

### `pikatarkistus_tulos` (~294 tokens)

Pikatarkistuksen tulos / Quick check result

Muodostaa suuntaa antavat havainnot vastauksista ja yrityksen julkisista tiedoista Matti Notkolan hyväksymillä säännöillä: ryhmät todennäköisesti puuttuu, kannattaa tarkistaa ja hyvä lähtökohta, perustelut ja viittaukset kysymyksiin. Tarkempaan läpikäyntiin ohjaa Riskiluotaimeen (aloita_riskiluotain). EN: Builds indicative findings from the answers and public company data with rules approved by Matti Notkola, grouped as likely missing, worth checking and a good starting point, with reasoning. For a thorough review, point the user to Riskiluotain (aloita_riskiluotain).

Input parameters:

- `ala` (string): Toimiala, jos koodia ei ole / industry if no code
- `henkilosto` (string)
- `keskeytys` (string, required)
- `kriittista` (array, required)
- `lapikaynti` (string, required)
- `sopimukset` (string, required)
- `toimialakoodi` (string): YTJ:n päätoimialakoodi, esim. 43120 / main industry code from YTJ
- `toimialaluokitus` (string): YTJ:n typeCodeSet, esim. TOL2025 / industry classification

### `toimialatieto` (~108 tokens)

Toimialatieto / Industry information

Palauttaa toimialan lyhyen vastauksen, tyypilliset riskit, keskeiset vakuutukset ja yleisimmät virheet Matti Notkolan hyväksymästä sisällöstä sekä lähdelinkin sivulle. EN: Returns the short answer, typical risks, key insurance policies and common mistakes for an industry from content approved by Matti Notkola, with a source link.

Input parameters:

- `ala` (string, required): Toimiala / industry

### `aloita_riskiluotain` (~136 tokens)

Aloita Riskiluotain / Start a policy review

Kertoo, miten yrityksen vakuutuskirja lähetetään Riskiluotaimeen osoitteessa https://vakuutus.ai/riskiluotain, ja palauttaa linkin. Työkalu ei ota vastaan tiedostoja eikä henkilötietoja: käyttäjä lähettää vakuutuskirjan itse sivulla. EN: Explains how to send a company insurance policy for review (Riskiluotain) at https://vakuutus.ai/riskiluotain and returns the link. The tool accepts no files or personal data: the user sends the policy on the page.

### `varaa_aika` (~86 tokens)

Varaa maksuton 30 minuutin tapaaminen / Book a free 30-minute meeting

Palauttaa ajanvarauslinkin Matti Notkolalle ja Matin asiantuntijaprofiilin (koulutus, vakuutusmeklaritutkinto, työtapa). EN: Returns the booking link for a meeting with Matti Notkola, an independent insurance broker, and his expert profile (education, insurance broker examination, way of working).

## Diagnostics

Captured diagnostic sections: TLS, DNSSEC, Authorisation, Transports. The full working is on the page: https://verifymcp.io/servers/ai-vakuutus-mcp/mcp#diagnostics

## Score history

- 2026-11-05: 70
- 2026-11-04: 70
- 2026-11-03: 69
- 2026-11-02: 69
- 2026-11-01: 68
- 2026-10-31: 68
- 2026-10-30: 67
- 2026-10-29: 67
- 2026-10-28: 66
- 2026-10-27: 66
- 2026-10-26: 66
- 2026-10-25: 65
- 2026-10-24: 65
- 2026-10-23: 64
- 2026-10-22: 64
- 2026-10-21: 63

## Common questions

### What is the vakuutus.ai MCP server?

vakuutus.ai is an MCP server listed in the public MCP registry as ai.vakuutus/mcp. Finnish business insurance by industry, a quick check, Riskiluotain policy review and booking. This page covers its hosted endpoint (https://mcp.vakuutus.ai/mcp).

### Is the vakuutus.ai MCP server safe to use?

vakuutus.ai scores 70 out of 100 on VerifyMCP. That is a record of what we were able to check automatically, not an endorsement. The category breakdown on this page shows every signal behind the number, including the ones we could not confirm.

### What tools does the vakuutus.ai MCP server expose?

vakuutus.ai exposes 6 tools: hae_yritys, pikatarkistus_kysymykset, pikatarkistus_tulos, toimialatieto, aloita_riskiluotain, varaa_aika. Their descriptions and schemas cost roughly 845 tokens of context every time the server is loaded.

### Does the vakuutus.ai MCP server require authentication?

No. We connected to vakuutus.ai without credentials and it answered, so anything it exposes is reachable by anyone who knows the address.

### Is the vakuutus.ai MCP server still maintained?

vakuutus.ai is still listed as active in the MCP registry. We last reached this channel on 5 November 2026. Those dates come from our own scans of the registry and the channel itself, not from anything the publisher announced.

## Links

- Remote endpoint: https://mcp.vakuutus.ai/mcp
- Website: https://vakuutus.ai/mcp
- Changelog RSS feed: https://verifymcp.io/servers/ai-vakuutus-mcp/mcp.xml
- Changelog JSON feed: https://verifymcp.io/servers/ai-vakuutus-mcp/mcp.json
- HTML version of this page: https://verifymcp.io/servers/ai-vakuutus-mcp/mcp