Recorded changes to this MCP component: tools, parameters, capabilities, advisories and trust-score checks. Security-relevant changes by default; append ?materiality=all for everything.https://verifymcp.iohttps://verifymcp.io/servers/ai-senaro-personal-finance/mcp#chg-chg_01a0eb26-5c8c-74c4-b736-9171a8a907afhttps://verifymcp.io/servers/ai-senaro-personal-finance/mcp#chg-chg_01a0eb26-5c8c-74c4-b736-9171a8a907afTool “calculate_cc_payoff” rewrote its description, which is the text the model reads. Compared against 2026-09-28.Tue, 29 Sep 2026 03:12:34 GMTsecurityneutraltool.description_changedhttps://verifymcp.io/servers/ai-senaro-personal-finance/mcp#chg-chg_01a0e474-2fb3-76de-a864-b69bcde4aa2ehttps://verifymcp.io/servers/ai-senaro-personal-finance/mcp#chg-chg_01a0e474-2fb3-76de-a864-b69bcde4aa2eJudged manipulation (pass → unverified). Compared against 2026-09-26.Sun, 27 Sep 2026 20:00:14 GMTsecurityregressioncheck.unverifiablehttps://verifymcp.io/servers/ai-senaro-personal-finance/mcp#chg-chg_01a0e474-2fb7-7972-b8fa-d7c0a1aa9ffahttps://verifymcp.io/servers/ai-senaro-personal-finance/mcp#chg-chg_01a0e474-2fb7-7972-b8fa-d7c0a1aa9ffaTool “calculate_debt_to_income” rewrote its description, which is the text the model reads. Compared against 2026-09-27.Sun, 27 Sep 2026 20:00:14 GMTsecurityneutraltool.description_changedhttps://verifymcp.io/servers/ai-senaro-personal-finance/mcp#chg-chg_01a0e474-2fb8-79f2-b112-e703219475e7https://verifymcp.io/servers/ai-senaro-personal-finance/mcp#chg-chg_01a0e474-2fb8-79f2-b112-e703219475e7Tool “compare_rent_vs_buy” rewrote its description, which is the text the model reads. Compared against 2026-09-27.Sun, 27 Sep 2026 20:00:14 GMTsecurityneutraltool.description_changedhttps://verifymcp.io/servers/ai-senaro-personal-finance/mcp#chg-chg_01a0da95-661e-7ce7-bdf5-035337ca4495https://verifymcp.io/servers/ai-senaro-personal-finance/mcp#chg-chg_01a0da95-661e-7ce7-bdf5-035337ca4495The server rewrote its instructions, which are the text every model session reads. Compared against 2026-09-25.Fri, 25 Sep 2026 22:00:18 GMTsecurityneutralserver.instructions_changedhttps://verifymcp.io/servers/ai-senaro-personal-finance/mcp#chg-chg_01a0d79d-2ff0-750d-91bd-e4ef1930b19dhttps://verifymcp.io/servers/ai-senaro-personal-finance/mcp#chg-chg_01a0d79d-2ff0-750d-91bd-e4ef1930b19dTool “analyze_cash_advance” rewrote its description, which is the text the model reads. Compared against 2026-09-25.Fri, 25 Sep 2026 08:09:56 GMTsecurityneutraltool.description_changedhttps://verifymcp.io/servers/ai-senaro-personal-finance/mcp#chg-chg_01a0d79d-2ff4-7ba4-8978-e8ef6327a324https://verifymcp.io/servers/ai-senaro-personal-finance/mcp#chg-chg_01a0d79d-2ff4-7ba4-8978-e8ef6327a324Tool “calculate_cc_payoff” rewrote its description, which is the text the model reads. Compared against 2026-09-25.Fri, 25 Sep 2026 08:09:56 GMTsecurityneutraltool.description_changedhttps://verifymcp.io/servers/ai-senaro-personal-finance/mcp#chg-chg_01a0d79d-2ff8-780a-8b83-ae96ee1ab2f7https://verifymcp.io/servers/ai-senaro-personal-finance/mcp#chg-chg_01a0d79d-2ff8-780a-8b83-ae96ee1ab2f7Tool “calculate_compound_interest” rewrote its description, which is the text the model reads. Compared against 2026-09-25.Fri, 25 Sep 2026 08:09:56 GMTsecurityneutraltool.description_changedhttps://verifymcp.io/servers/ai-senaro-personal-finance/mcp#chg-chg_01a0d79d-2ffa-7555-8aa4-68389855424ehttps://verifymcp.io/servers/ai-senaro-personal-finance/mcp#chg-chg_01a0d79d-2ffa-7555-8aa4-68389855424eTool “calculate_loan_payoff” rewrote its description, which is the text the model reads. Compared against 2026-09-25.Fri, 25 Sep 2026 08:09:56 GMTsecurityneutraltool.description_changedhttps://verifymcp.io/servers/ai-senaro-personal-finance/mcp#chg-chg_01a0d79d-2ffb-704f-991e-c4a5aeb388edhttps://verifymcp.io/servers/ai-senaro-personal-finance/mcp#chg-chg_01a0d79d-2ffb-704f-991e-c4a5aeb388edTool “calculate_opportunity_cost” rewrote its description, which is the text the model reads. Compared against 2026-09-25.Fri, 25 Sep 2026 08:09:56 GMTsecurityneutraltool.description_changedhttps://verifymcp.io/servers/ai-senaro-personal-finance/mcp#chg-chg_01a0d79d-2ffd-75dd-9005-da6160d74658https://verifymcp.io/servers/ai-senaro-personal-finance/mcp#chg-chg_01a0d79d-2ffd-75dd-9005-da6160d74658Tool “compare_debt_consolidation” rewrote its description, which is the text the model reads. Compared against 2026-09-25.Fri, 25 Sep 2026 08:09:56 GMTsecurityneutraltool.description_changedhttps://verifymcp.io/servers/ai-senaro-personal-finance/mcp#chg-chg_01a0d79d-2ffd-7a8e-a903-c95d0a48fac8https://verifymcp.io/servers/ai-senaro-personal-finance/mcp#chg-chg_01a0d79d-2ffd-7a8e-a903-c95d0a48fac8Tool “compare_payoff_strategies” rewrote its description, which is the text the model reads. Compared against 2026-09-25.Fri, 25 Sep 2026 08:09:56 GMTsecurityneutraltool.description_changedhttps://verifymcp.io/servers/ai-senaro-personal-finance/mcp#chg-chg_01a0d243-62a0-736c-bf98-2c46cdb04828https://verifymcp.io/servers/ai-senaro-personal-finance/mcp#chg-chg_01a0d243-62a0-736c-bf98-2c46cdb04828Tool “analyze_pmi_removal” rewrote its description, which is the text the model reads. Compared against 2026-09-24.Thu, 24 Sep 2026 07:13:46 GMTsecurityneutraltool.description_changedhttps://verifymcp.io/servers/ai-senaro-personal-finance/mcp#chg-chg_01a0d243-62a1-78cb-9fde-4393dd028ce3https://verifymcp.io/servers/ai-senaro-personal-finance/mcp#chg-chg_01a0d243-62a1-78cb-9fde-4393dd028ce3Tool “calculate_cc_payoff” rewrote its description, which is the text the model reads. Compared against 2026-09-24.Thu, 24 Sep 2026 07:13:46 GMTsecurityneutraltool.description_changedhttps://verifymcp.io/servers/ai-senaro-personal-finance/mcp#chg-chg_01a0d243-62a2-7d24-9777-b323ff3cec26https://verifymcp.io/servers/ai-senaro-personal-finance/mcp#chg-chg_01a0d243-62a2-7d24-9777-b323ff3cec26Tool “calculate_debt_to_income” rewrote its description, which is the text the model reads. Compared against 2026-09-24.Thu, 24 Sep 2026 07:13:46 GMTsecurityneutraltool.description_changedhttps://verifymcp.io/servers/ai-senaro-personal-finance/mcp#chg-chg_01a0d243-62a4-734a-8d4e-78716c4c8567https://verifymcp.io/servers/ai-senaro-personal-finance/mcp#chg-chg_01a0d243-62a4-734a-8d4e-78716c4c8567Tool “calculate_opportunity_cost” rewrote its description, which is the text the model reads. Compared against 2026-09-24.Thu, 24 Sep 2026 07:13:46 GMTsecurityneutraltool.description_changedhttps://verifymcp.io/servers/ai-senaro-personal-finance/mcp#chg-chg_01a0d243-62a5-732e-bf6d-95294d901c9dhttps://verifymcp.io/servers/ai-senaro-personal-finance/mcp#chg-chg_01a0d243-62a5-732e-bf6d-95294d901c9dTool “calculate_runway” rewrote its description, which is the text the model reads. Compared against 2026-09-24.Thu, 24 Sep 2026 07:13:46 GMTsecurityneutraltool.description_changedhttps://verifymcp.io/servers/ai-senaro-personal-finance/mcp#chg-chg_01a0d243-62a5-7be1-b0ce-64cf12477587https://verifymcp.io/servers/ai-senaro-personal-finance/mcp#chg-chg_01a0d243-62a5-7be1-b0ce-64cf12477587Tool “compare_debt_consolidation” rewrote its description, which is the text the model reads. Compared against 2026-09-24.Thu, 24 Sep 2026 07:13:46 GMTsecurityneutraltool.description_changedhttps://verifymcp.io/servers/ai-senaro-personal-finance/mcp#chg-chg_01a0d243-62a8-74da-945e-c1d84f3d724chttps://verifymcp.io/servers/ai-senaro-personal-finance/mcp#chg-chg_01a0d243-62a8-74da-945e-c1d84f3d724cTool “compare_mortgage_terms” rewrote its description, which is the text the model reads. Compared against 2026-09-24.Thu, 24 Sep 2026 07:13:46 GMTsecurityneutraltool.description_changedhttps://verifymcp.io/servers/ai-senaro-personal-finance/mcp#chg-chg_01a0d243-62a8-7987-a7e5-43d84733a28chttps://verifymcp.io/servers/ai-senaro-personal-finance/mcp#chg-chg_01a0d243-62a8-7987-a7e5-43d84733a28cTool “compare_strategies” was removed. Compared against 2026-09-24.Thu, 24 Sep 2026 07:13:46 GMTsecurityregressiontool.removedhttps://verifymcp.io/servers/ai-senaro-personal-finance/mcp#chg-chg_01a0d243-62a8-7e7d-807b-117f96167a3fhttps://verifymcp.io/servers/ai-senaro-personal-finance/mcp#chg-chg_01a0d243-62a8-7e7d-807b-117f96167a3fTool “compound_interest” was removed. Compared against 2026-09-24.Thu, 24 Sep 2026 07:13:46 GMTsecurityregressiontool.removedhttps://verifymcp.io/servers/ai-senaro-personal-finance/mcp#chg-chg_01a0d243-62a9-75a8-9c66-05da2bee16bchttps://verifymcp.io/servers/ai-senaro-personal-finance/mcp#chg-chg_01a0d243-62a9-75a8-9c66-05da2bee16bcTool “list_defaults” rewrote its description, which is the text the model reads. Compared against 2026-09-24.Thu, 24 Sep 2026 07:13:46 GMTsecurityneutraltool.description_changedhttps://verifymcp.io/servers/ai-senaro-personal-finance/mcp#chg-chg_01a0d243-62aa-73ed-b9d2-4d154bf5e6fchttps://verifymcp.io/servers/ai-senaro-personal-finance/mcp#chg-chg_01a0d243-62aa-73ed-b9d2-4d154bf5e6fcTool “optimize_401k_match” rewrote its description, which is the text the model reads. Compared against 2026-09-24.Thu, 24 Sep 2026 07:13:46 GMTsecurityneutraltool.description_changedhttps://verifymcp.io/servers/ai-senaro-personal-finance/mcp#chg-chg_01a0d243-62ab-7b08-9171-24401ccab4b2https://verifymcp.io/servers/ai-senaro-personal-finance/mcp#chg-chg_01a0d243-62ab-7b08-9171-24401ccab4b2Tool “payoff_vs_invest” was removed. Compared against 2026-09-24.Thu, 24 Sep 2026 07:13:46 GMTsecurityregressiontool.removedhttps://verifymcp.io/servers/ai-senaro-personal-finance/mcp#chg-chg_01a0d243-62ac-7133-890f-92c9c6f7c33ehttps://verifymcp.io/servers/ai-senaro-personal-finance/mcp#chg-chg_01a0d243-62ac-7133-890f-92c9c6f7c33eTool “refi_breakeven” was removed. Compared against 2026-09-24.Thu, 24 Sep 2026 07:13:46 GMTsecurityregressiontool.removedhttps://verifymcp.io/servers/ai-senaro-personal-finance/mcp#chg-chg_01a0d243-62ac-75e7-965f-284724d52d02https://verifymcp.io/servers/ai-senaro-personal-finance/mcp#chg-chg_01a0d243-62ac-75e7-965f-284724d52d02Tool “rent_vs_buy” was removed. Compared against 2026-09-24.Thu, 24 Sep 2026 07:13:46 GMTsecurityregressiontool.removedhttps://verifymcp.io/servers/ai-senaro-personal-finance/mcp#chg-chg_01a0d243-62b0-7c46-a3fd-641bee41ce02https://verifymcp.io/servers/ai-senaro-personal-finance/mcp#chg-chg_01a0d243-62b0-7c46-a3fd-641bee41ce02The server rewrote its instructions, which are the text every model session reads. Compared against 2026-09-24.Thu, 24 Sep 2026 07:13:46 GMTsecurityneutralserver.instructions_changedhttps://verifymcp.io/servers/ai-senaro-personal-finance/mcp#chg-chg_01a0c74f-2fbd-7c22-9135-72f1847dddd8https://verifymcp.io/servers/ai-senaro-personal-finance/mcp#chg-chg_01a0c74f-2fbd-7c22-9135-72f1847dddd8Tool “analyze_pmi_removal” rewrote its description, which is the text the model reads. Compared against 2026-09-21.Tue, 22 Sep 2026 04:10:50 GMTsecurityneutraltool.description_changedhttps://verifymcp.io/servers/ai-senaro-personal-finance/mcp#chg-chg_01a0c74f-2fbe-779c-97f1-d4a320b1368ahttps://verifymcp.io/servers/ai-senaro-personal-finance/mcp#chg-chg_01a0c74f-2fbe-779c-97f1-d4a320b1368aTool “calculate_cc_payoff” rewrote its description, which is the text the model reads. Compared against 2026-09-21.Tue, 22 Sep 2026 04:10:50 GMTsecurityneutraltool.description_changedhttps://verifymcp.io/servers/ai-senaro-personal-finance/mcp#chg-chg_01a0c74f-2fbf-7c51-a392-1eaee9ed484fhttps://verifymcp.io/servers/ai-senaro-personal-finance/mcp#chg-chg_01a0c74f-2fbf-7c51-a392-1eaee9ed484fTool “calculate_debt_to_income” rewrote its description, which is the text the model reads. Compared against 2026-09-21.Tue, 22 Sep 2026 04:10:50 GMTsecurityneutraltool.description_changedhttps://verifymcp.io/servers/ai-senaro-personal-finance/mcp#chg-chg_01a0c74f-2fc0-728c-ac57-d9671fb6eb4ehttps://verifymcp.io/servers/ai-senaro-personal-finance/mcp#chg-chg_01a0c74f-2fc0-728c-ac57-d9671fb6eb4eTool “calculate_emergency_fund” rewrote its description, which is the text the model reads. Compared against 2026-09-21.Tue, 22 Sep 2026 04:10:50 GMTsecurityneutraltool.description_changedhttps://verifymcp.io/servers/ai-senaro-personal-finance/mcp#chg-chg_01a0c74f-2fc0-77c5-b58c-54ec7f5506d9https://verifymcp.io/servers/ai-senaro-personal-finance/mcp#chg-chg_01a0c74f-2fc0-77c5-b58c-54ec7f5506d9Tool “calculate_loan_payoff” rewrote its description, which is the text the model reads. Compared against 2026-09-21.Tue, 22 Sep 2026 04:10:50 GMTsecurityneutraltool.description_changedhttps://verifymcp.io/servers/ai-senaro-personal-finance/mcp#chg-chg_01a0c74f-2fc1-774b-ad6b-c8c02775cd9bhttps://verifymcp.io/servers/ai-senaro-personal-finance/mcp#chg-chg_01a0c74f-2fc1-774b-ad6b-c8c02775cd9bTool “calculate_runway” rewrote its description, which is the text the model reads. Compared against 2026-09-21.Tue, 22 Sep 2026 04:10:50 GMTsecurityneutraltool.description_changedhttps://verifymcp.io/servers/ai-senaro-personal-finance/mcp#chg-chg_01a0c74f-2fc2-7bc2-bfc7-6ec56bf5fc91https://verifymcp.io/servers/ai-senaro-personal-finance/mcp#chg-chg_01a0c74f-2fc2-7bc2-bfc7-6ec56bf5fc91Tool “compare_debt_consolidation” rewrote its description, which is the text the model reads. Compared against 2026-09-21.Tue, 22 Sep 2026 04:10:50 GMTsecurityneutraltool.description_changedhttps://verifymcp.io/servers/ai-senaro-personal-finance/mcp#chg-chg_01a0c74f-2fc4-7ba0-9eb8-f7239034d629https://verifymcp.io/servers/ai-senaro-personal-finance/mcp#chg-chg_01a0c74f-2fc4-7ba0-9eb8-f7239034d629Tool “compare_mortgage_terms” rewrote its description, which is the text the model reads. Compared against 2026-09-21.Tue, 22 Sep 2026 04:10:50 GMTsecurityneutraltool.description_changedhttps://verifymcp.io/servers/ai-senaro-personal-finance/mcp#chg-chg_01a0c74f-2fc5-77c7-9422-a240b1d1350ehttps://verifymcp.io/servers/ai-senaro-personal-finance/mcp#chg-chg_01a0c74f-2fc5-77c7-9422-a240b1d1350eTool “compare_strategies” rewrote its description, which is the text the model reads. Compared against 2026-09-21.Tue, 22 Sep 2026 04:10:50 GMTsecurityneutraltool.description_changedhttps://verifymcp.io/servers/ai-senaro-personal-finance/mcp#chg-chg_01a0c74f-2fc6-7a1b-b819-c55b782a15e4https://verifymcp.io/servers/ai-senaro-personal-finance/mcp#chg-chg_01a0c74f-2fc6-7a1b-b819-c55b782a15e4Tool “optimize_401k_match” rewrote its description, which is the text the model reads. Compared against 2026-09-21.Tue, 22 Sep 2026 04:10:50 GMTsecurityneutraltool.description_changedhttps://verifymcp.io/servers/ai-senaro-personal-finance/mcp#chg-chg_01a0c74f-2fc7-7a9c-9b7e-67f28960e9c6https://verifymcp.io/servers/ai-senaro-personal-finance/mcp#chg-chg_01a0c74f-2fc7-7a9c-9b7e-67f28960e9c6Tool “payoff_vs_invest” rewrote its description, which is the text the model reads. Compared against 2026-09-21.Tue, 22 Sep 2026 04:10:50 GMTsecurityneutraltool.description_changedhttps://verifymcp.io/servers/ai-senaro-personal-finance/mcp#chg-chg_01a0c74f-2fc8-7e4d-9246-3de8d4d8b293https://verifymcp.io/servers/ai-senaro-personal-finance/mcp#chg-chg_01a0c74f-2fc8-7e4d-9246-3de8d4d8b293Tool “refi_breakeven” rewrote its description, which is the text the model reads. Compared against 2026-09-21.Tue, 22 Sep 2026 04:10:50 GMTsecurityneutraltool.description_changedhttps://verifymcp.io/servers/ai-senaro-personal-finance/mcp#chg-chg_01a0c74f-2fc9-75e9-89ed-64355a7d8da0https://verifymcp.io/servers/ai-senaro-personal-finance/mcp#chg-chg_01a0c74f-2fc9-75e9-89ed-64355a7d8da0Tool “rent_vs_buy” rewrote its description, which is the text the model reads. Compared against 2026-09-21.Tue, 22 Sep 2026 04:10:50 GMTsecurityneutraltool.description_changedhttps://verifymcp.io/servers/ai-senaro-personal-finance/mcp#chg-chg_01a0bb78-5402-7e66-a9f5-143b6c723d8ehttps://verifymcp.io/servers/ai-senaro-personal-finance/mcp#chg-chg_01a0bb78-5402-7e66-a9f5-143b6c723d8eStability (0.23 → fail). Compared against 2026-09-18.Sat, 19 Sep 2026 21:00:20 GMTsecurityregressioncheck.verdicthttps://verifymcp.io/servers/ai-senaro-personal-finance/mcp#chg-chg_01a0bb78-5405-748f-aadc-25155b1e4219https://verifymcp.io/servers/ai-senaro-personal-finance/mcp#chg-chg_01a0bb78-5405-748f-aadc-25155b1e4219Tool “analyze_cash_advance” rewrote its description, which is the text the model reads. Compared against 2026-09-19.Sat, 19 Sep 2026 21:00:20 GMTsecurityneutraltool.description_changedhttps://verifymcp.io/servers/ai-senaro-personal-finance/mcp#chg-chg_01a0bb78-5405-7b97-a18c-85cc44a8e17dhttps://verifymcp.io/servers/ai-senaro-personal-finance/mcp#chg-chg_01a0bb78-5405-7b97-a18c-85cc44a8e17dTool “compound_interest” rewrote its description, which is the text the model reads. Compared against 2026-09-19.Sat, 19 Sep 2026 21:00:20 GMTsecurityneutraltool.description_changedhttps://verifymcp.io/servers/ai-senaro-personal-finance/mcp#chg-chg_01a0bb78-5406-7183-8e7e-1471239c60c9https://verifymcp.io/servers/ai-senaro-personal-finance/mcp#chg-chg_01a0bb78-5406-7183-8e7e-1471239c60c9Tool “analyze_pmi_removal” rewrote its description, which is the text the model reads. Compared against 2026-09-19.Sat, 19 Sep 2026 21:00:20 GMTsecurityneutraltool.description_changedhttps://verifymcp.io/servers/ai-senaro-personal-finance/mcp#chg-chg_01a0bb78-5406-75fc-b2dc-140c5c5c8fefhttps://verifymcp.io/servers/ai-senaro-personal-finance/mcp#chg-chg_01a0bb78-5406-75fc-b2dc-140c5c5c8fefTool “calculate_emergency_fund” rewrote its description, which is the text the model reads. Compared against 2026-09-19.Sat, 19 Sep 2026 21:00:20 GMTsecurityneutraltool.description_changedhttps://verifymcp.io/servers/ai-senaro-personal-finance/mcp#chg-chg_01a0bb78-5406-7a36-9480-18d2d51c2199https://verifymcp.io/servers/ai-senaro-personal-finance/mcp#chg-chg_01a0bb78-5406-7a36-9480-18d2d51c2199Tool “calculate_opportunity_cost” rewrote its description, which is the text the model reads. Compared against 2026-09-19.Sat, 19 Sep 2026 21:00:20 GMTsecurityneutraltool.description_changedhttps://verifymcp.io/servers/ai-senaro-personal-finance/mcp#chg-chg_01a0bb78-5407-757f-9583-7610e9328d3ahttps://verifymcp.io/servers/ai-senaro-personal-finance/mcp#chg-chg_01a0bb78-5407-757f-9583-7610e9328d3aTool “calculate_cc_payoff” rewrote its description, which is the text the model reads. Compared against 2026-09-19.Sat, 19 Sep 2026 21:00:20 GMTsecurityneutraltool.description_changedhttps://verifymcp.io/servers/ai-senaro-personal-finance/mcp#chg-chg_01a0bb78-5407-79e6-9233-db53554ebb8ahttps://verifymcp.io/servers/ai-senaro-personal-finance/mcp#chg-chg_01a0bb78-5407-79e6-9233-db53554ebb8aTool “compare_strategies” rewrote its description, which is the text the model reads. Compared against 2026-09-19.Sat, 19 Sep 2026 21:00:20 GMTsecurityneutraltool.description_changed