# SecureLend Underwriting (remote · mcp.securelend.ai)

Open a credit file, chase gaps, screen sanctions, draft a cited memo. Person decides.

- Trust score: 82/100 (high trust)
- Change this week: +5
- Registry status: active
- Liveness: live
- Owner verified: no
- Last scored: 2026-11-05

## Components

- remote · `mcp.securelend.ai`: 82/100 (this document), [markdown](https://verifymcp.io/servers/ai-securelend-lender/v1-lender-mcp.md), [page](https://verifymcp.io/servers/ai-securelend-lender/v1-lender-mcp)

## Channel facts

- Endpoint: `https://mcp.securelend.ai/v1/lender/mcp`
- Transports: `streamable-http`
- Auth: `required`
- Version: `1.0.0`

## Trust breakdown

How this component scores in each security and reliability category. Every signal is checked automatically against the live server, and we only credit what we can confirm. Scores are 0–100 per category. Scoring method: https://verifymcp.io/docs/scoring (what has changed: https://verifymcp.io/docs/scoring/changelog)

Scored 2026-11-05.

- **Endpoint Security**: 97/100
  - The endpoint's TLS certificate is valid, in date, and uses a strong key.
  - Authorisation is enforced on tool calls, advertised via RFC 9728 protected-resource metadata. Discovery is public, which costs nothing: no tool can be invoked without a token.
  - HTTPS is enforced; there's no plaintext access path.
  - The HSTS (Strict-Transport-Security) header is present.
  - DNSSEC check failed: this domain isn't protected by DNSSEC.
- **Transport & Reachability**: 100/100
  - Verified streamable-http transport via a live MCP handshake.
- **Schema Quality & AI Usability**: 67/100
  - AI-judged instruction clarity (good).
  - Tool/resource definitions use about 2018 tokens (~87/item across 23 items; 23 tools + 0 resources), lean.
  - Usage-examples check failed: none of the tools include examples.
- **Stability & Change Management**: 27/100
  - Stability observed for 8 of 30 days with no destabilising changes; credit accrues until the full window elapses.
- **Tool Coverage**: 89/100
  - 100% of tools have a non-trivial description (not blank, and not just the tool's name).
  - 68% of tool parameters carry a description.
- **Tool Safety**: 100/100
  - No prompt-injection markers were found in the server instructions, tool names or descriptions we captured.
  - All 1 tool(s) whose name or description implies an irreversible operation declare an MCP destructiveHint annotation.
  - An AI judge read all 24 captured unit(s) of tool text and found none that tries to manipulate the model reading it.
- **Capabilities**: 100/100
  - Implements a supported MCP spec version (2025-11-25); the latest is 2026-07-28.

## Install

### How do I install the SecureLend Underwriting MCP server?

SecureLend Underwriting is a hosted endpoint at https://mcp.securelend.ai/v1/lender/mcp, so there is nothing to install locally. Ready-made configuration for Claude, Cursor, VS Code, Codex and 5 more is on this page, copied from each client's own documentation.

### Claude

```bash
claude mcp add --transport http ai-securelend-lender 'https://mcp.securelend.ai/v1/lender/mcp'
```

### Cursor

```json
{
  "mcpServers": {
    "ai-securelend-lender": {
      "url": "https://mcp.securelend.ai/v1/lender/mcp"
    }
  }
}
```

### VS Code

```json
{
  "servers": {
    "ai-securelend-lender": {
      "type": "http",
      "url": "https://mcp.securelend.ai/v1/lender/mcp"
    }
  }
}
```

### Codex

```toml
[mcp_servers.ai-securelend-lender]
url = "https://mcp.securelend.ai/v1/lender/mcp"
```

### opencode

```json
{
  "$schema": "https://opencode.ai/config.json",
  "mcp": {
    "ai-securelend-lender": {
      "type": "remote",
      "url": "https://mcp.securelend.ai/v1/lender/mcp",
      "enabled": true
    }
  }
}
```

### OpenClaw

```bash
openclaw mcp add ai-securelend-lender --url 'https://mcp.securelend.ai/v1/lender/mcp' --transport streamable-http
```

### Hermes

```yaml
mcp_servers:
  ai-securelend-lender:
    url: "https://mcp.securelend.ai/v1/lender/mcp"
```

### Netclaw

```json
{
  "McpServers": {
    "ai-securelend-lender": {
      "Transport": "http",
      "Url": "https://mcp.securelend.ai/v1/lender/mcp"
    }
  }
}
```

### Vellum

```bash
assistant mcp add ai-securelend-lender -t streamable-http -u 'https://mcp.securelend.ai/v1/lender/mcp'
```

### Other

```json
{
  "mcpServers": {
    "ai-securelend-lender": {
      "type": "http",
      "url": "https://mcp.securelend.ai/v1/lender/mcp"
    }
  }
}
```

The mcpServers block is a cross-client convention. Remote transports vary, so check your client's docs.

## Changelog

Every change recorded for this component, newest first. Days that predate change tracking, or that we cannot explain, say so: "we were watching and nothing happened" and "we were not watching" are different claims.

### 2026-11-05 (score 82, +1)

- [functional improvement] Schema quality: 98 → 87
- [functional] New tool “draft_originator_chase”
- [functional] New tool “list_book_person_queue”
- [functional] New tool “list_marketplace_leads”
- [functional] New tool “list_originator_leads”
- [functional] New tool “list_underwrite_queue”
- [functional] New tool “open_originator_lead”
- [functional] New tool “read_origination_baseline”
- [functional] New tool “stage_term_sheet”
- [functional] New tool “verify_oud_line”

### 2026-11-04 (score 81, +1)

No change was recorded against any check on this day. Stability & Change Management went from 20 to 23. That category is still filling its 30-day observation window: 6 days of observed history at the previous scan, 7 at this one. The score rises as the window fills, whether or not the server changes.

### 2026-11-02 (score 80, +1)

No change was recorded against any check on this day. Stability & Change Management went from 13 to 17. That category is still filling its 30-day observation window: 4 days of observed history at the previous scan, 5 at this one. The score rises as the window fills, whether or not the server changes.

### 2026-11-01 (score 79, 0)

- [security] Tool “draft_memo_from_file” rewrote its description, which is the text the model reads
- [security] Tool “read_case” rewrote its description, which is the text the model reads

### 2026-10-31 (score 79, +1)

No change was recorded against any check on this day. Stability & Change Management went from 7 to 10. That category is still filling its 30-day observation window: 2 days of observed history at the previous scan, 3 at this one. The score rises as the window fills, whether or not the server changes.

### 2026-10-30 (score 78, +1)

- [functional regression] Schema quality: 79 → 94
- [functional improvement] Tool coverage: 40% → 65%
- [functional] Schema quality: fair → good
- [functional] Destructive annotations: pass → 100
- [functional] New tool “check_invoice_financed”
- [functional] New tool “register_financed_invoice”
- [functional] New tool “release_financed_invoice”

### 2026-10-29 (score 77, +1)

- [functional improvement] Stability: unverified → 0.03

### 2026-10-28 (score 76)

First indexed and scored.

## MCP tools (23)

### `resolve_listed_company` (~50 tokens)

Resolve listed company

Resolve a ticker, legal name, or CIK. Writes nothing. Returns one chosen company or the candidates.

Input parameters:

- `asOf` (string, required): YYYY-MM-DD
- `query` (string, required)

### `read_listed_company` (~81 tokens)

Read listed company filing

Fetches the annual filing and attaches a citation to the open case when the company resolves uniquely. Ambiguous names write nothing.

Input parameters:

- `asOf` (string, required): YYYY-MM-DD
- `caseId` (string): CaseSchema.id. Omit to open or reuse the filing case.
- `cik` (string)
- `query` (string)

### `open_case` (~66 tokens)

Open case

Open a case on the caller's tenant. Same record as New file. Ignores any tenant id in the arguments.

Input parameters:

- `email` (string)
- `id` (string): Optional CaseSchema.id
- `legalName` (string)
- `source` (string)

### `read_case` (~93 tokens)

Read case

Read one case: status, loan id, facts, evidence ids, gaps, recommendation, document file names and types, pending jobs, memo id plus status, provenance, discrepancies, intake re-walk, auditor confirmation, debtor verification status, funding-batch summary with breaks and findings, and covenant reviews. No storage keys. Does not approve, fund, or send.

Input parameters:

- `caseId` (string, required): CaseSchema.id

### `walk_credit_file` (~69 tokens)

Walk credit file (extract + spread)

Index documents on the open case, extract facts from the package (including image PDFs where supported), and spread financials into the case. Starts or returns the walk job already running. Does not draft the credit memo and does not approve a loan.

Input parameters:

- `caseId` (string, required): CaseSchema.id

### `score_case_against_pack` (~71 tokens)

Score case against underwriting pack

Score facts already on the open case against the active underwriting pack/rubric. Does not accept new facts in the arguments. Returns walk_pending while a file walk is still running. Does not approve a loan.

Input parameters:

- `caseId` (string, required): CaseSchema.id
- `event` (string)

### `chase_missing_documents` (~61 tokens)

Chase missing documents

Name every missing pack document and missing required number. Drafts a chase email when the file has a borrower email, and does not send it. Returns the existing draft when the same items are still missing.

Input parameters:

- `caseId` (string, required): CaseSchema.id

### `screen_sanctions` (~72 tokens)

Screen sanctions

Screen a name on the case with OpenSanctions. Same as Screen OpenSanctions. SANCTIONS or PEP. A missing key writes nothing and does not pass the file.

Input parameters:

- `caseId` (string, required): CaseSchema.id
- `checkType` (string)
- `name` (string)

### `draft_memo_from_file` (~63 tokens)

Draft memo from file

Draft a credit memo from the case file. Same CaseSchema.id as Draft from file. Uses SECURELEND_MODEL when it is not template, then a saved tenant model, otherwise the file template.

Input parameters:

- `caseId` (string, required): CaseSchema.id

### `start_underwriting_package` (~179 tokens)

Start underwriting package

Create a new underwriting package for a borrower and return deskUrl, dashboardUrl (hosted package page), and exportUrl (zip). Background checks may start automatically. Requires borrower, amount, currency, and security; a secured loan also needs a complete guarantee. Does not approve the loan. Human review remains required.

Input parameters:

- `amortisation` (string)
- `amount` (number, required)
- `borrower` (string, required): Legal name, ticker, or both. NASDAQ: OPTX and a trailing (OPTX) are the listed issuer. A private company name returns connectUrl and sources.
- `currency` (string, required): ISO currency code, for example USD.
- `guarantees` (array)
- `pricing` (string)
- `purpose` (string)
- `security` (string, required)
- `tenorMonths` (number)

### `read_package` (~58 tokens)

Read underwriting package

Read an underwriting package. Does not re-run the checks. POST requires an OAuth bearer token with scope lender. Pass packageId or caseId for the caller's workspace.

Input parameters:

- `caseId` (string)
- `packageId` (string)

### `register_financed_invoice` (~152 tokens)

Register financed invoice

Register a financed invoice on the blind anti-fraud registry. Stores only a keyed HMAC token and registrar hash, never supplier, debtor, invoice number, or amount. Returns conflict when another lender already registered it.

Input parameters:

- `amount` (number): Invoice face amount.
- `caseId` (string): Optional CaseSchema.id to register a purchase row from Book.
- `currency` (string): ISO currency code, for example USD or EUR.
- `debtor` (string): Account debtor (bill_to) legal name.
- `invoiceNumber` (string): Invoice number as printed.
- `purchaseId` (string): Optional purchase row id on the case.
- `supplier` (string): Supplier or vendor legal name.

### `check_invoice_financed` (~144 tokens)

Check invoice financed status

Check whether an invoice has already been financed on the blind registry. Pass supplier, debtor, invoiceNumber, amount, and currency, or a token. Returns only financed (true or false), matchKind, ownRegistration, and token. Never returns lender identity or invoice details.

Input parameters:

- `amount` (number): Invoice face amount.
- `currency` (string): ISO currency code, for example USD or EUR.
- `debtor` (string): Account debtor (bill_to) legal name.
- `invoiceNumber` (string): Invoice number as printed.
- `supplier` (string): Supplier or vendor legal name.
- `token` (string): Optional invtok_... blind token.

### `release_financed_invoice` (~155 tokens)

Release financed invoice

Delete a financed invoice registration from the blind anti-fraud registry when the invoice is paid off or withdrawn. Only the registering workspace can delete its token.

Input parameters:

- `amount` (number): Invoice face amount.
- `caseId` (string): Optional CaseSchema.id to release a purchase row from Book.
- `currency` (string): ISO currency code, for example USD or EUR.
- `debtor` (string): Account debtor (bill_to) legal name.
- `invoiceNumber` (string): Invoice number as printed.
- `purchaseId` (string): Optional purchase row id on the case.
- `supplier` (string): Supplier or vendor legal name.
- `token` (string): Optional invtok_... blind token to delete.

### `list_originator_leads` (~93 tokens)

List originator leads

List ranked originator submissions for this workspace. Complete packs with zero knockouts first. Knockout labels are desk-only. This is not a credit decision. Does not open, send, or approve. A person still decides.

Input parameters:

- `complete` (boolean): true = found===required and zero knockouts. false = the rest.
- `since` (string): ISO timestamp. Omit to include every lead.

### `open_originator_lead` (~56 tokens)

Open originator lead

Open an originator lead as a file on this workspace. Same as Open as file. Does not approve, send, or walk. A person still decides.

Input parameters:

- `leadId` (string, required): OriginatorLeadSchema.id

### `draft_originator_chase` (~61 tokens)

Draft originator chase

Draft an originator chase email. Status stays draft. A named person hits Send. If the lead is not yet a file, returns open_file_first and a suggested body without writing.

Input parameters:

- `leadId` (string, required): OriginatorLeadSchema.id

### `read_origination_baseline` (~57 tokens)

Read origination baseline

Read originationBaseline and baselineDelta on a booked file, with cited numbers. Returns not_booked without a loan. Does not approve or send. A person still decides.

Input parameters:

- `caseId` (string, required): CaseSchema.id

### `verify_oud_line` (~70 tokens)

Verify OUD line

Verify each reported OUD line's documentSha256 against the file's documents. Read only. Does not open a distribution, hash economics, or move money. A person still decides.

Input parameters:

- `caseId` (string, required): CaseSchema.id
- `lineId` (string): Optional reported line id.

### `list_book_person_queue` (~45 tokens)

List Book person queue

List Book items that need a person, including origination drift. Ids, copy, href, and reason only. A person still decides. Does not send or approve.

### `list_marketplace_leads` (~91 tokens)

List marketplace leads

List plugin and placement enquiries visible to this workspace. Completeness is pack types and facts. This is not a credit decision. Does not open, send, or approve. A person still decides.

Input parameters:

- `complete` (boolean): true = found===required. false = the rest. Knockouts are not a filter.
- `since` (string): ISO timestamp. Omit to include every visible enquiry.

### `list_underwrite_queue` (~41 tokens)

List Underwrite person queue

List Underwrite items that need a person. Ids, copy, href, and reason only. A person still decides. Does not send or approve.

### `stage_term_sheet` (~129 tokens)

Stage indicative term sheet

Stage an indicative term sheet on the file for a named human to sign alongside Approve. Does not approve, send, or wire. Not a rate lock. Not a credit decision. A person still decides.

Input parameters:

- `advanceRate` (number): Optional 0–1 fraction. 0.8 = 80%.
- `caseId` (string, required): CaseSchema.id
- `conditions` (array)
- `principalAmount` (number, required)
- `rateBps` (integer, required): Annual interest in basis points. 625 = 6.25%.
- `termMonths` (integer, required)

## Diagnostics

Captured diagnostic sections: TLS, DNSSEC, Authorisation, Transports. The full working is on the page: https://verifymcp.io/servers/ai-securelend-lender/v1-lender-mcp#diagnostics

## Score history

- 2026-11-05: 82
- 2026-11-04: 81
- 2026-11-03: 80
- 2026-11-02: 80
- 2026-11-01: 79
- 2026-10-31: 79
- 2026-10-30: 78
- 2026-10-29: 77
- 2026-10-28: 76

## Common questions

### What is the SecureLend Underwriting MCP server?

SecureLend Underwriting is an MCP server listed in the public MCP registry as ai.securelend/lender. Open a credit file, chase gaps, screen sanctions, draft a cited memo. Person decides. This page covers its hosted endpoint (https://mcp.securelend.ai/v1/lender/mcp).

### Is the SecureLend Underwriting MCP server safe to use?

SecureLend Underwriting scores 82 out of 100 on VerifyMCP. That is a record of what we were able to check automatically, not an endorsement. The category breakdown on this page shows every signal behind the number, including the ones we could not confirm.

### What tools does the SecureLend Underwriting MCP server expose?

SecureLend Underwriting exposes 23 tools: resolve_listed_company, read_listed_company, open_case, read_case, walk_credit_file, and 18 more. Their descriptions and schemas cost roughly 1,957 tokens of context every time the server is loaded.

### Does the SecureLend Underwriting MCP server require authentication?

Yes. SecureLend Underwriting asked us for credentials when we connected, so you will need to authorise it in your MCP client before it can do anything.

### Is the SecureLend Underwriting MCP server still maintained?

SecureLend Underwriting is still listed as active in the MCP registry. We last reached this channel on 5 November 2026. Those dates come from our own scans of the registry and the channel itself, not from anything the publisher announced.

## Links

- Remote endpoint: https://mcp.securelend.ai/v1/lender/mcp
- Repository: https://github.com/SecureLend/mcp-underwriting
- Website: https://securelend.ai/
- Changelog RSS feed: https://verifymcp.io/servers/ai-securelend-lender/v1-lender-mcp.xml
- Changelog JSON feed: https://verifymcp.io/servers/ai-securelend-lender/v1-lender-mcp.json
- HTML version of this page: https://verifymcp.io/servers/ai-securelend-lender/v1-lender-mcp